New Service to remove CCJ Defaults and Missed payments from your Credit File
Finance application rejected?
You’re not alone. Many adults are at risk of being declined credit by mainstream lenders because of a poor credit score and this prevents them from getting a loan they deserve for a car, house or their business.
Every day I receive phone calls from applicants who have had past credit issues and are unable to get a mortgage. On occasions, these applicants have been badly treated by the various companies who have marked their credit profile wrongly with defaults, CCJs, and missed payments.
Due to the sheer amount of demand from our client banks we have looked at partnering with firms who help consumers address such issues.
I am pleased to announce that we have now teamed up with a Legal firm who offer a credit repair and advocacy service to consumers and companies. They specialise in removing negative credit listings (defaults, CCJ’s and late payment histories).
There are consumer laws that govern credit reporting in the UK. If a listing on a credit report has been placed incorrectly it must be erased, thus improving your credit score and loan prospects.
They use their understanding and experience of the consumer laws to verify that all the correct procedures have been followed when a listing was placed on your credit report.
They can clean your credit report which can make a big difference to the type of loan available to you and the amount of interest you will pay.
I would just like to make it clear that Niche Advice does not offer this service directly itself, but we are able to initiate the introduction by passing on your details to our associates and may get remunerated for the introduction.