Niche Advice is accustomed to helping experienced Landlords or novices into the profitable domain of Houses with Multiple Occupants (HMOs) buy offering a range of HMO Mortgage and Remortgage Products. We can offer generic advice on licencing, tenancy agreements and legal requirements.
HMO Mortgage and Remortgage Products
- Standard buy to let rates up to 5 bedrooms.
- Small size rooms.
- Multiple shared facilities such as 2 kitchens, 3 bathrooms.
- Student lets as well as professionals.
- Holding limited companies.
No upfront Broker fees by us. You only pay once the deal completes.
Example Product Rate and Fees – HMO Mortgage and Remortgage Products (Houses Multiple Occupants)
Features: Up to 5 bedrooms. Student and multiple family lets..
|Type and initial benefit period||Fixed until 31/08/2018|
|Minimum deposit / equity:||30%|
|Telegraphic transfer / CHAPS fee||£35|
|Early repayment charge||3/2% of the amount redeemed in the fixed period|
For more information on HMO Mortgages visa Niche Advice please also visit our dedicated HMO Mortgage page.
For more information on HMO Mortgage and Remortgage Products please call complete the enquiry form on this page or call the number below.
Any property used as security, which may include your home. may be repossessed if you do not keep up repayments on your mortgage
Residential and Buy to Let Mortgages
Rates current as at 25/6/16 . The overall cost for comparison is based on a purchase price of £300,000 over a 25 year term. Repayment for Residential and Interest only for Buy-to-let (unless otherwise specified). Eligibilty will depend on your own personal circumstances.
KEY – ERC = Main early repayment charge.
The purpose of this web is for information only and is based on a fictitious illustrative scenario. It does not constitute a Mortgage Offer in any way.
It is essential that you seek independent mortgage advice as a suitable product will be based on your own individual circumstances. An interest rate should not be read in isolation, and you should refer to your personal key facts illustration and Mortgage Offers for full terms and conditions. If anything is unclear it should be discussed fully with both your mortgage and legal advisors before entering into a mortgage contract with the lender.
The information contained herein is based on research through the Trigold (IRESS UK) sourcing system. When first published to this site the data is normally 24 hours behind real time, and may or may not still be available.
A first charge over your property is required as security for the loan.
The formal mortgage offer of an advance will be subject to a valuation and other satisfactory references.