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Experts in UK Property Finance. We provide specialist funding for everyone from First-Time Buyers to professional landlords and developers.
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What we do
Mortgages — Specialist Expertise
Navigating complex markets takes specialist knowledge and the judgement to place cases standard banks decline. Built since 2008 by FCA-qualified directors with proven expertise across UK specialist mortgage and bridging finance.
HMO & Portfolio
Funding for large portfolios, licensed HMOs and non-standard lets.
Bridging Finance
Fast capital for acquisitions, refurbishments, or chain-break situations.
Commercial Loans
Competitive rates on commercial property and business lending.
High Income Multiples
Stretched income multiples for professionals, directors, and high-earners needing more than mainstream lenders allow.
Payam Azadi
Co-Founder & Director
Richard Stokes
Co-Founder & Director
Expert Leadership
Decades of combined experience in specialist lending.
Our team is led by industry veterans with decades of combined experience in specialist lending. We don’t just process applications — we structure solutions around each client’s circumstances. When you speak to us, you’re speaking to a dedicated specialist team for complex mortgage cases.
Read more about us arrow_forwardA Niche tool · Bridging finance
Our new bridging sourcing engine
Built for the bridging cases the high street can't place.
- Search our bridging lender panel from one set of details — no approaching lenders one by one.
- Built for real cases: 1st & 2nd charge, retained / serviced / rolled interest, regulated and unregulated bridging.
- Handles the complicated stuff — cross-charging more than one property, refurbishment works and auction deadlines.
- See indicative options with no credit check at this stage, so comparing costs you nothing.
- Niche is a mortgage and credit broker, not a lender — a specialist adviser helps you take your shortlist forward.
Information, not advice. Niche Advice Limited is a mortgage and credit broker, not a lender, authorised and regulated by the Financial Conduct Authority, FRN 750263.