Mortgage tools & calculators

Free tools to size up affordability, costs and options before you speak to an adviser. Figures are for illustration only.

16 years experience
Google rated

Featured tool

Bridging Loan Sourcing Engine

Search bridging products and request an indicative quote, with lender-criteria matching across the specialist market.

Specialist lender panel Lender-criteria match Indicative quote

Open the sourcing engine

Niche bridging sourcing engine — compare bridging lenders by charge, interest type and LTV

Affordability & income

Sourcing tools

Affordability & criteria

Borrowing capacity across 90+ lenders.

Check now

How much can I borrow?

Indicative range from income & deposit.

Check my range

Contractor day-rate

Turn day rate into usable income.

Assess day rate

Company director income

Compare lender assessment methods.

Compare methods

Buy-to-let rental income

Max loan rent supports under ICR.

Check rental cover

Mortgage calculator

Interest cost over the full term.

Calculate

Overpayment calculator

Interest saved by overpaying.

See my saving

Compare deals & rates

Online mortgage finder

Scan whole-of-market for matched deals.

Start search

Top mortgage tables

Best-buy rates: fixed, tracker, offset.

View tables

Compare two mortgages

Side-by-side cost comparison.

Compare deals

Buying costs & checks

Stamp duty calculator

SDLT: home, 2nd home, BTL, company.

Calculate SDLT

Online conveyancing

Quotes from panel solicitors.

Get a quote

Property surveys

RICS Level 2 & 3 survey quotes.

Book survey

Savings calculator

Deposit growth with compound interest.

Plan savings

Free credit report

See what lenders see before you apply. Affiliate — free for 30 days, then £14.99/mo.

Check score

Need specialist advice?

Complex cases need expert eyes. Speak to Payam directly — whole-of-market specialist advice, complex cases welcome. No upfront fees.

Request a callback

These tools and calculators are provided for general guidance only. They are not personal advice, a recommendation, or a guarantee of costs, borrowing, tax, affordability, eligibility or lender acceptance. The results depend on the information entered, the assumptions used and the rules, rates or criteria in force at the time, and may not reflect your full circumstances.

You should not rely on these tools as the sole basis for making a financial, tax, legal or property decision. Mortgage and borrowing figures should be checked with a qualified mortgage adviser. Tax calculations, including stamp duty, should be checked with a suitably qualified tax adviser or HMRC. Conveyancing, legal fees and property-related legal matters should be confirmed with a qualified conveyancer or solicitor.

Tools / Calculators