Independent Mortgage Advisers in London
Niche Advice has been set up to target customers who want a personal service. There are no remote call centres or hard-sells. As we are experts in all Mortgage and protection areas we can take a collective overview of your individual needs and interlink the solution in a cost effective way.
Niche Advice has key strategic alliances with an array of specialist providers that are not available to the general public. This allows access to a wider range of products and services.
Niche Advice Limited is Authorised and Regulated by the Financial Conduct Authority.
No large call centres here direct access to partners.
When you deal with Niche Advice you deal directly with established industry qualified experts who drive the business. There are no middlemen, call centres or graduates manning the desk.
Be warned a lot of brokerages take on self-employed brokers who are here today and gone tomorrow. Our business model has been built around trust and longevity.
Totally Independent not tied to banks or agents.
Niche Advice is totally ‘independent’ and offers mortgages from the whole of the market. We do not have a ‘paymaster’ that influences decisions, such as a bank or estate agency, that promotes a limited panel for commercial reasons. In our view choosing a mortgage broker in this category would restrict your choice as there would be an underlying conflict of interest.
It is unwise to let the selling agent of a property know your finances as they may advise the vendor to increase the asking price if they know you could afford to pay more.
We also offer Protection and General Insurance products for a panel of leading product providers.
No Upfront fees. Pay only on completion.
We do not charge any upfront fees on our mortgages.
This differentiates us from other brokers who typically apply ‘non-refundable’ charges at various stages of the application process. Our promise is simple: ‘no charges’ until the mortgage has completed and the funds are drawn.
As Mortgage brokers we may charge you a fee and the actual amount will be dependent on the type of product requested. The fee will be disclosed to you in writing at the start of the Mortgage process however we choose not to charge a fee for protection and general Insurance products.
Ethical in our approach and here for the long term.
We believe in fully transparency. We disclose the lender’s name and full costs involved as soon as they are determined, and before any credit search by the lender is made.
We believe in having open and honest conversations with our clients so we can give them the best possible advice. Ultimately we work for you and it is essential for us to build trust with our clients.
What our clients say about us:
J&G - Bristol
J A - Slough
R&C C - Cornwall
A W - Glasgow
H D - London
I S - Greater London
M&S N- Croydon
P J - Southall
N A - Wycombe
S&C H - Hampshire
V&G S - Caterham
M&A D - Coventry
S&K D - Northampton
G & J - Central London
For more information on our range of products and services please contact us today on 020 7993 2044 or alternatively complete the enquiry form on this page.