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You are here: Home / Mortgages / Best Mortgage Products / Skipton remortgage rate of 1.59% free valuation and legals

by Payam Azadi

Skipton remortgage rate of 1.59% free valuation and legals

Skipton Building Society remortgage rate of 1.59% free valuation and legals could save you money.

Skipton Building Society MortgageMany people are put off switching their mortgage due to the set up costs involved but The Skipton Building Society  3.40% discount for 2 years remortgage comes complete with free valuation and legals so you can enjoy the maximum benefit of a low rate. The product also allows you to pay off 10% of the capital each year in the discount period without charge.


Initial Rate: 1.59%
Subsequent:4.99%
The overall cost for comparison is 4.6%

Mortgage best deals
APR The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

  • Features: Includes a 3.40% discount off the lender’s standard variable rate for 2 years.  Free basic valuation. Free basic legal service.
  • Minimum deposit / equity: 40%
  • Valuation fee: FREE
  • Other main lender fees: £195 booking fee. £800 arrangement fee.
  • Early repayment charges: 1% in the first 2 years

MY COMMENTS: If you are currently paying 4 to 5% on a variable rate why not remortgage and keep your monthly payments at the same level to Skipton Building Society lender the same. That way you’ll be paying down your mortgage balance on this gem of a rate.

To be honest Skipton Building Society is not a lender I use regularly as their affordability calculation and criteria can be restrictive. However for straight forward cases they do often come out with some fantastic products, and as an independent mortgage broker we will discuss all of your options upon a full review of your circumstances.


For more information on the Skipton Building Society remortgage free valuation and legals please complete the enquiry form on this page or call us on 020 7993 2044.


Important Information

Rates current as at 25/9/14. The overall cost for comparison is based on a property value of £250,000 over a 25 year term. Repayment for Residential and Interest only for Buy-to-let. Eligibility will depend on your own personal circumstances.

The purpose of this web is for information only and is based on a fictitious illustrative scenario. It does not constitute a Mortgage Offer in any way.

It is essential that you seek independent mortgage advice as a suitable product will be based on your own individual circumstances. An interest rate should not be read in isolation, and you should refer to your personal key facts illustration and Mortgage Offers for full terms and conditions. If anything is unclear it should be discussed fully with both your mortgage and legal advisors before entering into a mortgage contract with the lender.

For full details about the information on this page please read our product research and disclaimer wording.

Your Home is at Risk if you do not keep up with your mortgage repayments.

Payam Azadi

Author: Payam Azadi

Payam Azadi is a partner at Niche Advice who are whole of the market Independent Mortgage Brokers. His role is very much focused on Property financing both on residential and commercial lines. To get in contact with him please click here.

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Filed Under: Best Mortgage Products, Free valuation and legals, Remortgage Tagged With: free valuation and legals, Skipton Building Society

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AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority. FCA Number: 750263.

Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority.

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