Published 25 September 2014 · Last reviewed 1 May 2026
Hinckley and Rugby Building Society 95% Mortgage is the perfect solution for first time buyers
Get on the housing ladder and away from the expensive rental market with this excellent Hinckley and Rugby Building Society 95% Mortgage. That’s right all you need is a 5% deposit and Hinckley and Rugby Building Society will lend the rest. What’s more the product comes complete with a ‘free’ basic valuation so that’s one less cost to worry about. Plus there are also no main early repayment charges.
APR The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
- Features: Inccludes a 1.19% discount off the lender’s standard variable rate for 2 years.
- Minimum deposit / equity: 5%
- Valuation fee: FREE
- Other main lender fees: £199 arrangement fee. £800 booking fee.
- Early repayment charges: No main charges
MY COMMENTS: This product provides the perfect stepping stone either to move on up to another property or remortgage when your property has risen in value: as there are no main early repayment charges.