Buy to Let Mortgage with Low Income

At Niche Advice we understand that landlords have many different costs and my not always have the standard income profile required by many high street lenders hence our range of Buy to Let Mortgage with Low Income products could be suitable. We are happy to support buy to lets on the strength of the rental income rather than purely income from an occupation. All we need is satisfy ourselves is confidence you are managing to maintain your lifestyle.

Buy to Let Mortgage with Low Income

Multiple mortgage Lenders without a minimum income requirement.
Price sensitive Lenders that look at £20,000 earned income for single applicants and £25,000 combined incomes.
Incomes from multiple sources included 100% property income.
Lending into retirement.
No minimum time in your job.

Buy to Let Mortgage with Low Income:There is no minimum earned income but the mortgage must be appropriate for your circumstances.

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Independent UK specialist mortgage broker. Free initial review — your enquiry will not affect your credit file.

Whole of Market. FCA-regulated independent advice — specialist mortgage broking since 2008.
Specialists in complex cases. Self-employed, visa applicants, foreign nationals, adverse credit and bridging.
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Payam Azadi Director – Specialist Finance Expert

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Free initial review · No obligation

Most buy-to-let mortgages are not regulated by the Financial Conduct Authority. A small number of buy-to-let mortgages are FCA-regulated — typically Consumer Buy-to-Let (where the borrower is not acting in the course of a business, such as an accidental landlord who has inherited or moved out of a former main residence) and Family Buy-to-Let (where the property is let to an immediate family member). Limited-company buy-to-let, portfolio buy-to-let and standard personal-name buy-to-let are not regulated by the FCA.

Where the underlying mortgage is not FCA-regulated, the lender's conduct on that loan is not covered by FCA rules and you may have reduced access to the Financial Ombudsman Service for complaints about the lending decision or product terms. However, Niche Advice Limited is a Credit Broker authorised and regulated by the Financial Conduct Authority (FCA No: 750263), and our broking activity — including the introduction we make to the lender — IS FCA-regulated under the FCA's CONC rules. Complaints about our broking service can therefore be referred to the Financial Ombudsman Service in the usual way.