Published 23 June 2017 · Last reviewed 1 May 2026

NEW first charge mortgage solution to Repay a tax bill with a standard remortgage product.

I have been in the mortgage business for more years than I care to recount and first charge mortgage Lenders have always drew a line when tax bill repayment was subject of debt consolidation – well that position has changed with three Lenders entering the fray that allow a Remortgage to repay a tax bill.

Remortgages are usually more cost effective than the tradition borrowing methods of repaying a tax bill such as, bridging finance, term loans, credit cards and second charge mortgages. Remortgages are cheaper as they offer the Lender a greater degree of security.

Please be reminded Remortgages are secured against your property and may result in repossession if you fail to keep up your repayments.

I should stress that Niche Advice arranges mortgages and are not tax advisors. Separate independent legal and tax advice is recommended.  A Remortgage to repay a tax bill may not always be the right option and at Niche Advice we also have access to secured loans which can also be a good alternative.

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