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You are here: Home / Archives for Payam Azadi

by Payam Azadi

Declined Buy to let mortgage due to background property portfolio stress test

buy to let mortgage

The background property portfolio stress test is stopping borrowing more There could be a variety of reasons why you've been turned down for a mortgage when you have a property portfolio as there are so many boxes you have to tick but there is … [Read more...]

Filed Under: Buy to Let Mortgage

by Payam Azadi

Up to 10 times Income Multiple Remortgage

I never thought I'd be writing about 10 times income multiple for a mortgage.Looking back income multiples have come a long way to get to 10 times. Initially they were 2.75 to 3 times the Main earners income plus once times the Second applicant’s … [Read more...]

Filed Under: Maximum Mortgage

by Payam Azadi

BRRR 85% LTV bridging loan for property refurbishment

85% LTV bridging loan

BRRR Finance Refurb Projects to 85% LTV bridging on day 1 May be excitement and refurb finance don’t naturally gel together but this 85% Loan to Value bridging Loan product could be the one to shake this up and id Ideal for those of you looking at … [Read more...]

Filed Under: Bridging Loans

by Payam Azadi

No 6 Month Ownership Rule – Buy to Let Remortgage the next day of Purchase

6 Month Ownership Rule

New innovation to break the 6 month ownership rule and how you can now Remortgage within as soon as the next day. A “6 Month Ownership Rule” before you can remortgage your buy-to-let is long established as a sound lending practice. The six … [Read more...]

Filed Under: Uncategorized

by Payam Azadi

Time to Fix your Mortgage Express Rosinca Mortgages Buy-to-let Trackers:

Rosinca Mortgages

It may be time to come off the Tracker rates of Mortgage Express Rosinca Mortgages Is now the right time to switch your buy-to-let mortgage from Mortgage Express (Rosinca Mortgages) variable Tracker to a Fixed Rate? Remortgage or Product … [Read more...]

Filed Under: Buy to Let Mortgage

by Payam Azadi

BM Solutions Buy-to-let Trackers: time to switch to a fixed rate?

What Birmingham Midshires Buy-to-let Trackers need to do Is now the right time to switch your buy-to-let mortgage from BM Solutions variable Tracker to a Fixed Rate? Remortgage or Product Transfer.Mortgage Trackers on the rise! Could this be the … [Read more...]

Filed Under: Uncategorized

by Payam Azadi

Student Let Mortgage for Landlords

Student Let Mortgage products explained for new and existing Buy to Let landlords within the student accommodation sector. How we can help? Access to the Whole of Market Totally Independent from Estate Agents and DevelopersWe only charge a fee … [Read more...]

Filed Under: Buy to Let Mortgage

by Payam Azadi

GOTO Group RICS Homebuyer & Building Survey

RICS Homebuyer Report & RICS Building Survey via GOTO Survey At Niche Advice we have partnered with GOTO Group to provide our clients with a range of professional services including Homebuyer & Building Surveys. The information … [Read more...]

Filed Under: Home Survey Costs

by Payam Azadi

How long should I take my mortgage over?

mortgage term

I need help deciding on my mortgage term length. The "mortgage term" is the common way for expressing the length of your mortgage. How long should I take my mortgage over is a question that should be asked and thought through by every Mortgage … [Read more...]

Filed Under: Mortgages

by Payam Azadi

Using 100% of your Second Income for a Mortgage Application

second income for mortgage

What you need to know about Second jobs for Mortgages and how Mortgage lenders view Second Incomes. The employment world has changed considerably in the last decade with the emergence of the gig economy, home deliveries and the demise of the … [Read more...]

Filed Under: Mortgages

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Payam Azadi

Declined Buy to let mortgage due to background property portfolio stress test

The background property portfolio stress test is stopping borrowing more There could be a variety of reasons why you've been turned down for a … [Read More...]

Payam Azadi

Up to 10 times Income Multiple Remortgage

I never thought I'd be writing about 10 times income multiple for a mortgage.Looking back income multiples have come a long way to get to 10 times. … [Read More...]

Payam Azadi

BRRR 85% LTV bridging loan for property refurbishment

BRRR Finance Refurb Projects to 85% LTV bridging on day 1 May be excitement and refurb finance don’t naturally gel together but this 85% Loan to … [Read More...]

AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority. FCA Number: 750263.

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