Instructing a professional estate administration provider What to consider Following a bereavement, there are a number of tasks to be considered and completed. This responsibility falls to the Executor(s) if there’s a Will or Administrator(s) … [Read more...]
10% deposit Mortgage for Foreign Nationals with a Visa December 2020
After an absence of several months 10% deposit mortgage offering for foreign nationals on a Visa has returned. Judging from our experience the demand for this innovation is very high. The lender is currently limiting access to first time … [Read more...]
Buy To Let Foreign Nationals Tier 1 Tier 2 Visa
Personal names and Limited Company Buy To Let Mortgage for Foreign Nationals In this article, I explore the options for foreign national buy to let mortgages.The text is aimed at mortgage applicants who live and work in the UK but are on … [Read more...]
The Truth about Free legals on Mortgages
Extra costs of free legal packages on Mortgages Free legals are common on remortgages and rare on purchases. Where there is free legals the Mortgage Lender appoints a Solicitor of their choice to act on your behalf. The free legals concept is a … [Read more...]
New Mortgage Repayment Difficulty Rules
What to do if you have mortgage repayment difficulty from 16 September 2020 and how this can affect you in the future. The Financial Conduct Authority (FCA) has published guidance around the support mortgage borrowers should receive if they … [Read more...]
New Mortgage and Furlough Scheme
Looking to buy or change mortgage rate when on the furlough scheme September 2020 update This will almost certainly be the last article I write on new mortgages and the furlough scheme. The emphasis in this article is to bring you up to speed … [Read more...]
2 or 5 year fixed mortgage which is better?
Considerations for 2 or 5 year fixed mortgages There are many considerations when choosing a 2 or 5 years fixed mortgage. Fixed means the mortgage payments are set at the same level. 2 or 5 year fixed mortgage refers to the period you want to set … [Read more...]
Mortgage with Mobile Phone missed payments
How do mobile phone missed payments affect my chances of getting a mortgage? Mortgages with mobile phone missed payments are probably easier to get than any other form of missed payments. This is because mobile phone companies tend to jump to on … [Read more...]
Shared Ownership vs Help to Buy
Shared Ownership vs Help to Buy what's the difference Not everyone can afford to buy a property outright but must strive to be a homeowner – in this article, I look at the two main alternatives Shared Ownership vs Help to Buy, and in particular … [Read more...]
Setting a Limited Company for Buy to Let Mortgage
If you are looking to set up a limited company for Buy to Let mortgage purposes then you should find this mortgage article a useful read. I’m a professional Mortgage Broker and will tell the story from a mortgage perspective. Why is the … [Read more...]
