https://youtu.be/UexOq36-PrY New Stamp Duty Holiday Residential & Buy to Let Rules Stamp Duty Land Tax (SDLT) cut could cost the government as much as £3.8bn in revenue. “The government will temporarily increase the Nil Rate Band of … [Read more...]
Bridging Loan Rolled Up Interest or Serviced?
Rolled up Interest for Bridging Loan or serviced Interest how they work If you are looking to take out bridging Loan one of the main decisions is whether to have rolled up interest or service payments. The choice between rolled up interest or … [Read more...]
Bridging Loan – 2020 Commonly Asked Questions
https://youtu.be/okMrRFZdnhM How we can help with Bridging Loan: Free QuoteNo upfront broker feesBroker fees of £499 inc VAT for standard cases paid on completion of the deal (This means you don't pay us until your deal is done)Auction, … [Read more...]
First time buyer 10% deposit mortgage in Summer 2020
90% loan to value mortgage in the UK with 10% deposit required by the lender As a first time buyer looking for a 10% deposit mortgage you probably feel you are ready to go however the Summer 2020 has re-shaped matters and bought some concerns into … [Read more...]
How do loans stop you getting a mortgage and what you can do about it
How do loans stop you getting a mortgage? How do loans stop you getting a mortgage is a more detailed subject than it may first appear. As a consumer you are often encouraged to take out loans to fund cars, PCs, TVs, study and furniture but often … [Read more...]
How Mortgage overpayment facility works to save you money
Use Mortgage overpayment without changing your product and contract. In this article, I reveal the impact of how adjusting your mortgage repayment strategy using Mortgage overpayments can substantially financially benefit you rather than the … [Read more...]
Remortgage a residential property to buy another
5 Things to consider when you Remortgage a residential property to buy another Releasing equity to buy another property using a remortgage is common in the UK but it is not always as straight forward as you may think. I’m a professional Mortgage … [Read more...]
Niche Mortgage Information
Speak directly to the experts - we are FCA regulated Mortgage Brokers dealing with Niche Mortgage Information every day. Niche Advice is a Financial Conduct Authority (FCA) regulated Mortgage Broker and helps customers obtain niche mortgage … [Read more...]
How long does a mortgage Offer last for?
Mortgage Offer times for Major UK Mortgage lenders. A mortgage Offer sets out the basis of a mortgage contract. There may be certain conditions to fulfil ahead of Completion such as pay off debts to make the mortgage affordable; and there is also … [Read more...]
Who runs a soft and hard credit checks at AIP
What you need to know about an Agreement In Principle AIP also known as a Decision In Principle DIP The earliest stage in a mortgage is an agreement in principle (AIP) and it can involve a credit check depending on the Mortgage Lender. “An … [Read more...]
