Buy to let capital release to fund deposits I speak to Landlords daily and often hear impart this sentiment: “My current interest rate on my buy to let mortgage is great so I don’t want to change it. However the property has gone up in value and I want do a Buy to let capital release to fund my portfolio expansion”. Why do I hear this so often? Well pre credit crunch the Trackers were … [Read more...]

What are your finance options if you have been Self employed for a few months and need to raise money  Niche Advice has access to many different types of Finance options. If you have only been self employed for a few months getting a standard mortgage using your income will be very difficult and would need to very good prior experience in the same field. For a standard Mortgage we now have access … [Read more...]

Need to raise money but want to keep the existing interest only mortgage Interest only mortgages are by and large reserved for the rich these days so capital raising can be a real problem if the lenders won’t  allow you to remortgage. but we have a way where you can keep the existing interest only mortgage. That’s right most lenders have a notional minimum salary and equity requirement before … [Read more...]

Getting finance with Missed mortgage payments in the past  In experience missed mortgage payments are the by-product of an event but lenders and other brokers may not even give you the chance to explain and write you off. From my perspective I would, as a valued Mortgage Broker, always listen and not judge, take the time to understand why you’ve had the set back and fight your corner to get … [Read more...]