Mortgage on properties with Balcony Access and Deck Access

Historically options for balcony access and deck access mortgages were limited to a handful of Mortgage Lenders. The good news is more and more Mortgage Lenders are entering the sector as they try and differentiate themselves from traditional lending by lending on Balcony Access and Deck Access flats.

Here are some of the property areas we can help arrange mortgages on with our panel of Mortgage Lender partners:

Balcony access and deck access flats.
High rise flats, blocks of up to 20 storeys (potentially higher by referral).
Ex local authority flats.
Flats above businesses and shops.
Concrete construction.
Flat roofs.
Residential and buy to let.
Minimum property value £40,000.
Inner city.
Right to Buys.
Range of fixed rate options 2, 3, 5 and 10 years.
First charge mortgage and second charge secured loans.

The total amount you must pay back, including the amount borrowed is £292,321.84

Features: Balcony and deck access flats considered. Free basic valuation and legal service.

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Independent UK specialist mortgage broker. Free initial review — your enquiry will not affect your credit file.

Whole of Market. FCA-regulated independent advice — specialist mortgage broking since 2008.
Specialists in complex cases. Self-employed, visa applicants, foreign nationals, adverse credit and bridging.
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Payam Azadi Director – Specialist Finance Expert

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Free initial review · No obligation

Most buy-to-let mortgages are not regulated by the Financial Conduct Authority. A small number of buy-to-let mortgages are FCA-regulated — typically Consumer Buy-to-Let (where the borrower is not acting in the course of a business, such as an accidental landlord who has inherited or moved out of a former main residence) and Family Buy-to-Let (where the property is let to an immediate family member). Limited-company buy-to-let, portfolio buy-to-let and standard personal-name buy-to-let are not regulated by the FCA.

Where the underlying mortgage is not FCA-regulated, the lender's conduct on that loan is not covered by FCA rules and you may have reduced access to the Financial Ombudsman Service for complaints about the lending decision or product terms. However, Niche Advice Limited is a Credit Broker authorised and regulated by the Financial Conduct Authority (FCA No: 750263), and our broking activity — including the introduction we make to the lender — IS FCA-regulated under the FCA's CONC rules. Complaints about our broking service can therefore be referred to the Financial Ombudsman Service in the usual way.