[table][tr][th]Initial Rate: 1.78%[/th] [th]Subsequent Rate: 5.19%[/th][/tr][/table] [table][tr][th]The overall cost for comparison 4.30% APRC[/th][/tr][/table]

Important Information

Any property used as security, which may include your home. may be repossessed if you do not keep up repayments on your mortgage

Residential and Buy to Let Mortgages

Niche Advice arranges mortgages but is not a Lender.

Please be aware borrowing money over a longer period will add to the overall cost.

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Most buy-to-let mortgages are not regulated by the Financial Conduct Authority. A small number of buy-to-let mortgages are FCA-regulated — typically Consumer Buy-to-Let (where the borrower is not acting in the course of a business, such as an accidental landlord who has inherited or moved out of a former main residence) and Family Buy-to-Let (where the property is let to an immediate family member). Limited-company buy-to-let, portfolio buy-to-let and standard personal-name buy-to-let are not regulated by the FCA.

Where the underlying mortgage is not FCA-regulated, the lender's conduct on that loan is not covered by FCA rules and you may have reduced access to the Financial Ombudsman Service for complaints about the lending decision or product terms. However, Niche Advice Limited is a Credit Broker authorised and regulated by the Financial Conduct Authority (FCA No: 750263), and our broking activity — including the introduction we make to the lender — IS FCA-regulated under the FCA's CONC rules. Complaints about our broking service can therefore be referred to the Financial Ombudsman Service in the usual way.

Best 5 Year Fixed Buy to let Mortgage

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