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You are here: Home / Best 5 Year Fixed Buy to let Mortgage

Best 5 Year Fixed Buy to let Mortgage

Initial Rate: 1.78%Subsequent Rate: 5.19%
The overall cost for comparison 4.30% APRC
The total amount you must pay back, including the amount borrowed is £323,233.96
Features: Excellent rate
Type and initial benefit periodFixed until 01/03/2025.
Minimum deposit / equity50%
Valuation fee£275
Booking fee£0
Lender arrangement£1,995
Telegraphic transfer / CHAPS fee£30
Lender Legal fee charged to your solicitorTBC
Early repayment charge4.5% of the amount repaid in the fixed period
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Important Information

Any property used as security, which may include your home. may be repossessed if you do not keep up repayments on your mortgage

Residential and Buy to Let Mortgages

Rates current at 18/11/2019 source Twenty7tec. The overall cost for comparison is based on an open market value of £300,000 over a 25 year term (unless otherwise stated). Large loan product example is based on a property value of £800,000. Right-to-Buy product examples are based on a discounted purchase price of £200,000. Repayment for Residential and Interest only for Buy-to-let (unless otherwise specified). Eligibility will depend on your own personal circumstances.

KEY – ERC = Main early repayment charge.

Niche Advice arranges mortgages but is not a Lender.

The purpose of this web is for information only and is based on a fictitious illustrative scenario. It does not constitute a Mortgage Offer in any way.

A first charge over your property is required as security for the loan.

Please be aware borrowing money over a longer period will add to the overall cost.

The formal mortgage offer of an advance will be subject to a valuation and other satisfactory references.

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AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

FCA Number: 750263.

Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority.

Our Fees

Click here for our fees structure. A full detailed fee plan will accompany all our quotes.

Niche Advice Limited has a commercial arrangement under an affiliate programme with Check My File and is remunerated for referrals.

Terms and Conditions

If you wish to register a complaint, please write to us on the details below or call us on: 020 7993 2044.

Correspondence Address: Niche, Unit F3, The Addington Business Centre, Vulcan Way, New Addington, Surrey CR0 9UG.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234567.

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Registered Office: Niche, Unit F3, The Addington Business Centre, Vulcan Way, New Addington, Surrey CR0 9UG. Registered in England & Wales. Company registration number: 06599033.

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