First Time Buyer Mortgage Affordability rules deposit second jobs bonus & commission income Mr Payam Azadi has experienced first-hand the repetition of questions from first time buyer mortgage clients and brings them together in this … [Read more...] about First Time Buyer Mortgage FAQs
Mortgage Watch – Best 5 Year Fixed Mortgage Index
Niche Advice Mortgage Watch Rate Tracker Index (NARTI) The Niche Advice Mortgage Watch Rate Tracker Index (NARTI) looks into the progress of five year fixed mortgage rates over the course of time. It is designed to show short term trends to … [Read more...] about Mortgage Watch – Best 5 Year Fixed Mortgage Index
5.5 times income Professional Mortgage for purchases with 10% deposit
Borrow more if you are a Professional The UK Mortgage Market has pretty much been stuck at 4.49 times income for cases with less than 15% deposit for months now so it’s refreshing to learn as we turn into February 2021 that we can now provide a … [Read more...] about 5.5 times income Professional Mortgage for purchases with 10% deposit
How Contractor Mortgages Work
From Daily Rate IT Contractor to Zero Hour and Fixed Term Contracts How do Contractor Mortgages work? | This is not a straight-forward answer so you must watch this video by mortgage expert Mr Payam Azadi in which he explores how Contractor … [Read more...] about How Contractor Mortgages Work
Probate Services
Instructing a professional estate administration provider What to consider Following a bereavement, there are a number of tasks to be considered and completed. This responsibility falls to the Executor(s) if there’s a Will or Administrator(s) … [Read more...] about Probate Services
10% deposit Mortgage for Foreign Nationals with a Visa December 2020
After an absence of several months 10% deposit mortgage offering for foreign nationals on a Visa has returned. Judging from our experience the demand for this innovation is very high. The lender is currently limiting access to first time … [Read more...] about 10% deposit Mortgage for Foreign Nationals with a Visa December 2020
Buy To Let Foreign Nationals Tier 1 Tier 2 Visa
Personal names and Limited Company Buy To Let Mortgage for Foreign Nationals In this article, I explore the options for foreign national buy to let mortgages.The text is aimed at mortgage applicants who live and work in the UK but are on … [Read more...] about Buy To Let Foreign Nationals Tier 1 Tier 2 Visa
The Truth about Free legals on Mortgages
Extra costs of free legal packages on Mortgages Free legals are common on remortgages and rare on purchases. Where there is free legals the Mortgage Lender appoints a Solicitor of their choice to act on your behalf. The free legals concept is a … [Read more...] about The Truth about Free legals on Mortgages
New Mortgage Repayment Difficulty Rules
What to do if you have mortgage repayment difficulty from 16 September 2020 and how this can affect you in the future. The Financial Conduct Authority (FCA) has published guidance around the support mortgage borrowers should receive if they … [Read more...] about New Mortgage Repayment Difficulty Rules
New Mortgage and Furlough Scheme
Looking to buy or change mortgage rate when on the furlough scheme September 2020 update This will almost certainly be the last article I write on new mortgages and the furlough scheme. The emphasis in this article is to bring you up to speed … [Read more...] about New Mortgage and Furlough Scheme
