Mortgage Arrears stopping you get a new mortgage? Mortgage Lenders do not like lending to applicants who have had a track record of missing mortgage payments. In fact, apart from not paying a tax bill, it is the single biggest detractor. Any … [Read more...] about Missed Mortgage payments
Getting a Semi Commercial mortgage
Semi Commercial mortgage options If you are reading this article on "semi commercial mortgage products" I guess you're trying to do your own research so I thought I would give you some pointers. I’m a professional Mortgage Broker and most … [Read more...] about Getting a Semi Commercial mortgage
Limited Company Buy to Lets can double your legal costs.
The other associated costs of getting a Mortgage under SPV (Special Purpose Vehicle) This might seem like a bold statement but limited company buy to lets can literally double your legal costs. How so? Read on and find out why. First, can I … [Read more...] about Limited Company Buy to Lets can double your legal costs.
First Time Buyer Mortgage
First Time Buyer Mortgage questions answered This decade has seen a number of initiatives to stimulate first time buyer activity. These include cheap funds to banks for higher loan-to-value lending; Help to Buy equity loans and ISA incentives, … [Read more...] about First Time Buyer Mortgage
Another lender moves to 5.5 times income in standard criteria
Great news as main bank offers 5.5 times income via mortgage brokers From 11th of October Barclays for Intermediaries will be offering a 5.5 times income multiple mortgages for the following selected clients: Mortgages must be taken on a … [Read more...] about Another lender moves to 5.5 times income in standard criteria
Self employed mortgage
GET IN TOUCH Schedule a call Self-employed mortgage tips. All the bits other brokers may not know or tell you about. A Self employed mortgage is different from a Mortgage Lender’s perspective. Self employed income by nature typically … [Read more...] about Self employed mortgage
Buy to let mortgage with payment breaks
As I know first hand tenants aren't always the most reliable so a buy to let mortgage with payment breaks can be very helpful. So why is it Buy to let mortgages with payment breaks are not easy to come by? As well as a Landlord; I'm a professional … [Read more...] about Buy to let mortgage with payment breaks
Self Employed Mortgages for photographers
Self Employed Mortgages for photographers working under a sole trader or limited company This mortgage article is aimed at professional Photographers that have an element of self employed income and therefore make a tax return submission to … [Read more...] about Self Employed Mortgages for photographers
Self Employed Mortgages for personal trainers
Self-employed personal trainer Mortgage solutions This mortgage article is aimed at Mortgages for personal trainers that have an element of self-employed income and therefore make a tax return submission to HMRC. As a Personal Trainer, you … [Read more...] about Self Employed Mortgages for personal trainers
Mortgages for home improvements
How Mortgage Lenders compartment home improvement categories. Home improvements have been an acceptable reason for a remortgage since time immemorial. The phrase "home improvements" can, however, mean different things to different folks. I … [Read more...] about Mortgages for home improvements