Ex Pat mortgage - buy to let or second home solutions The Ex Pat mortgage products often evoke a plethora of questions so I have picked on some of the more regular ones and provided a frequently asked questions summary before which … [Read more...] about Ex Pat mortgage options – remortgage a UK property when you are abroad
GDPR Newsletter Update
You will have received finance Newsletters from me down the years which I hope you have found helpful. A mortgage is likely to be the greatest outgoing in your life, and digesting regular guidance could truly save money, and help you and your … [Read more...] about GDPR Newsletter Update
How much mortgage deposit do I need to buy a property
A mortgage deposit is the amount you are contributing towards the purchase of the house. It is does not factor in moving, legal or tax costs; it is solely the difference between the purchase price and the mortgage amount. For example, if you were … [Read more...] about How much mortgage deposit do I need to buy a property
Joint Borrower Sole Proprietor Mortgage
Happy to go on your children's mortgage but do not want to trigger higher stamp duty You’ve probably heard the countless radio ads saying you can guarantee a personal loan but what about guarantor mortgages? In the 80s and 90s guarantor mortgages … [Read more...] about Joint Borrower Sole Proprietor Mortgage
Pay day loans have stopped me get a mortgage
I need to borrow money on my property but I have a track record of Pay Day loans For a large section of society Pay Day loans are the norm however many mortgage providers shy away from lending particularly if a Pay Day loan or equivalent has been … [Read more...] about Pay day loans have stopped me get a mortgage
Tracker Mortgage vs Fixed Mortgage
Whats the difference between Tracker Mortgage Products and Fixed Rate Mortgages? We often get asked the differences between a fixed and tracker mortgage so we'd thought the summary below would be useful. Of course, every clients needs are different … [Read more...] about Tracker Mortgage vs Fixed Mortgage
How to mortgage a property left to you in a will
What happens to a mortgage after the death of a family member? Existing lender wanting their money back on a property and don’t want to sell we can help. Mortgage Lenders can show their ruthless side in the event of death and an inherited property … [Read more...] about How to mortgage a property left to you in a will
Bankruptcy Mortgage Criteria
A look at Mortgages for discharge bankrupts Recently bankrupt – mortgage options are shortening Mortgage Lenders will have their own rules and policies on discharged bankrupts and so I thought I would take a quick look at the Bankruptcy … [Read more...] about Bankruptcy Mortgage Criteria
Managing your mortgage following the rate rise
Concerned about your mortgage payments There has literally been a whole generation that has not experienced a hike in mortgage interest rates until this month. The Governor of the Bank of England has also hinted at two further rises on the horizon. … [Read more...] about Managing your mortgage following the rate rise
Managing your mortgage following the Interest rate rise
Concerned about your mortgage payments after the recent Interest rate rise read on. There has literally been a whole generation that has not experienced an Interest rate rise until this month. The Governor of the Bank of England has also hinted at … [Read more...] about Managing your mortgage following the Interest rate rise
