At Niche Advice we arrange mortgages for applicants with a bankruptcy or IVA to their name. Our Lenders appreciate our expertise when it comes to Bankruptcy & IVA Mortgage and as such allow us access to mortgage products for recently discharged bankrupts or those currently in IVAs.
Bankruptcy & IVA Mortgage Criteria
No upfront Broker fees by us. You only pay once the deal completes.
- Lenders who consider applicants with a past bankruptcy, including some more recent discharges
- Lenders who consider applicants in, or who have completed, an IVA
- Some lenders consider multiple bankruptcies
- Some lenders consider a past repossession, depending on the circumstances
- Some products have no early repayment charges, which can make it easier to move to a mainstream lender later
- Options for bankruptcy/Sequestration and IVA in Scotland
Read more about a mortgage for ex-bankrupts, our guide to getting a mortgage after bankruptcy, or our main bad credit mortgage guide.