If you are UK Ex Pat looking for the Best Ex Pat mortgage or to replace an existing mortgage by way of a remortgage then there are an increasing number of options open to you.
From our experience most Ex Pat mortgage lenders like there to be a current active UK: credit profile, mortgage; and bank account.
If you are self-employed then the Lenders will generally want your accounts certified by an internationally recognised accountancy firm.
Those currently residing in a country on the Sanctions List are going to struggle to find finance. Although we are seeing a lot more choice within the EX Pat Mortgage sector finding the Best Ex Pat mortgage product is not just about rate and fees. Many lenders have very strict criteria around the country of residence, the currency you are paid in and credit profile so its vital your seek professional advice when it comes to arranging t Ex Pat mortgage.
Best Ex Pat mortgage products
- Second homes
- Buy to lets
- Employed and self-employed applicants
- Mortgages in personal name or limited company
- Generally clean UK credit report
- Purchase or remortgage
- No minimum income requirement option
Example Product Rate and Fees – Best Ex Pat mortgage products
[ezcol_1fifth]Initial Rate: 3.99%[/ezcol_1fifth] [ezcol_1fifth]Subsequent: 5.39%[/ezcol_1fifth] [ezcol_3fifth_end]The overall cost for comparison 5.52% APRC[/ezcol_3fifth_end]
The total amount you must pay back, including the amount borrowed is £492,384
|Type and initial benefit period
|Fixed until 1/11/2020.
|Minimum deposit / equity:
|Telegraphic transfer / CHAPS fee
|Early repayment charge
|2% of the amount repaid in the first 5 years
For more information on Best Ex Pat mortgage products please call complete the enquiry form on this page or call the number below.
Any property used as security, which may include your home. may be repossessed if you do not keep up repayments on your mortgage
Residential and Buy to Let Mortgages
Rates current as at 07/09/2018 . The overall cost for comparison is based on an open market value of £300,000 over a 25 year term. Right-to-Buy examples are based on a discounted purchase price of £200,000. Repayment for Residential and Interest only for Buy-to-let (unless otherwise specified). Eligibility will depend on your own personal circumstances.
KEY – ERC = Main early repayment charge.
The purpose of this web is for information only and is based on a fictitious illustrative scenario. It does not constitute a Mortgage Offer in any way.
It is essential that you seek independent mortgage advice as a suitable product will be based on your own individual circumstances. An interest rate should not be read in isolation, and you should refer to your personal key facts illustration and Mortgage Offers for full terms and conditions. If anything is unclear it should be discussed fully with both your mortgage and legal advisors before entering into a mortgage contract with the lender.
The information contained herein is based on research through the Trigold (IRESS UK) sourcing system. When first published to this site the data is normally 24 hours behind real time, and may or may not still be available.
A first charge over your property is required as security for the loan.
The formal mortgage offer of an advance will be subject to a valuation and other satisfactory references.