Published 4 July 2012 · Last reviewed 1 May 2026

With the help of Niche Advice set yourself apart from other employers by offering a Cash Balance Plan as your main employer pension scheme.

The advantage of a Cash Balance Plan over a traditional Money Purchase Pension Scheme . is that it includes an underlying additional ‘promise’ for each member on retirement. The cost providing this underlying pension guarantee is borne by the pension scheme itself.