New Buy to Let Mortgage Rule from Portfolio Landlords from the regulator. Get set for a tougher underwriting time if you have 4 or More Buy to Let Properties. Buy to let landscape for professional Portfolio Landlords to change in Sept 17 with yet another attack on the Landlords . Those who are avid readers of my buy to let articles will have seen Lenders change their underwriting policies in … [Read more...]

Borrow more on a buy to let mortgage with one of the best rental calculation products on the market Which lender has the Best rental calculation for Buy to Let Mortgages?  The answer is things change all the time but below is one of the best products currently on the Buy to Let Market to help with purchase and remortgages. As I have previously posted Buy to let mortgage products have … [Read more...]

Why people are looking at buy Buy to Let Limited Company Mortgage products more and more. The statisticians have been going to town this week reporting on the perceived demise of buy to let mortgages but from our experience the new breed of buy to let limited company mortgages are helping to put the brakes on. The stats say first time buyer purchases are at an all-time high since the … [Read more...]

Tax efficient Buy to let mortgage Liability Partnership LLP The planned taxation changes have sent the buy to let mortgage market off in tangents; many of the Landlords I talk to are contemplating purchasing or remortgaging under a limited company for their next project, but every now and again, I get a request for a Buy to let mortgage Liability Partnership LLP. In most instances the clients … [Read more...]

Borrowing maximum on Buy to Let mortgage by choosing a lender with Best Buy to Let Mortgage Rental Calculation Rental calculations have hardened considerably in January 2017 following the PRA review, and it has left Landlords questioning: what is the best Buy to let Mortgage Rental Calculation currently available? Releasing equity from portfolios has been key to empire building and in the … [Read more...]

Understanding limited company buy to let mortgage products for First time landlords is going to be key in 2017. This article is aimed at entrepreneurs who are looking to get into the buy to let market with the use of a Limited company buy to let mortgage. Niche Advice arranges limited company buy to let mortgages and is NOT a tax specialist so we recommend that you would need to speak … [Read more...]

How will the new Buy to Let criteria changes effect the Maximum buy to let mortgage offered by UK Lenders. For those landlords looking to get the Maximum buy to let Mortgage we are certainly looking at a different landscape. The Prudential Regulatory Authority (PRA) has flexed its muscles and forced Buy to Let Mortgage Lenders towards a standardised approach to increase the rental coverage in … [Read more...]

Buy to Let Remortgage within 6 even if you have bought in cash or bridging finance. This article discusses raising money on a let property that was originally bought in cash. You would think getting a Buy to Let Remortgage within 6 months if you own a property then releasing equity should be straightforward and it could be but things get tricky if the ownership period is short. Buy to Let … [Read more...]

Set up a limited company buy to let with the help of a mortgage The Chancellor George Osbourne announced today a potential drop in corporation tax to 15% which has brought back sharply into focus the advantages of limited company buy to lets, and in this mortgage article we will explore the financing of them. Limited company buy to let mortgages are not normally offered by the usual buy to let … [Read more...]

Existing customers who want to raise additional money from The Mortgage Works may face disappointment due to recent rental calculation criteria changes. If you are an existing The Mortgage Works customer you will probably be shocked to find out that this juggernaut of the buy to let mortgage market has put the brakes on lending by hardening its rental coverage requirement from 125% to 145% … [Read more...]