The background property portfolio stress test is stopping borrowing more There could be a variety of reasons why you've been turned down for a mortgage when you have a property portfolio as there are so many boxes you have to tick but there is … [Read more...]
Time to Fix your Mortgage Express Rosinca Mortgages Buy-to-let Trackers:
It may be time to come off the Tracker rates of Mortgage Express Rosinca Mortgages Is now the right time to switch your buy-to-let mortgage from Mortgage Express (Rosinca Mortgages) variable Tracker to a Fixed Rate? Remortgage or Product … [Read more...]
Student Let Mortgage for Landlords
Student Let Mortgage products explained for new and existing Buy to Let landlords within the student accommodation sector. How we can help? Access to the Whole of Market Totally Independent from Estate Agents and DevelopersWe only charge a fee … [Read more...]
Buy To Let Foreign Nationals Tier 1 Tier 2 Visa
Personal names and Limited Company Buy To Let Mortgage for Foreign Nationals In this article, I explore the options for foreign national buy to let mortgages.The text is aimed at mortgage applicants who live and work in the UK but are on … [Read more...]
Setting a Limited Company for Buy to Let Mortgage
If you are looking to set up a limited company for Buy to Let mortgage purposes then you should find this mortgage article a useful read. I’m a professional Mortgage Broker and will tell the story from a mortgage perspective. Why is the … [Read more...]
Buy to Let Tax Advice is a Must
Surely Buy to Let Tax Advice has got to be the way? I’m a professional Buy to Let Mortgage Adviser who as a matter of course always suggest my landlords seek tax advice. The offset of interest relief against profit is all but gone if you own … [Read more...]
How Limited company Buy to Let rental calculations are assessed
In this article, I discuss the workings of a rental calculation for a Limited Company mortgage. Lets review how we work out Limited company Buy to Let rental calculations by a formula with two components: rental coverage and interest … [Read more...]
Are Low Deposit Buy to Let Mortgages worth it?
Lets compare 85%, 80% and 75% Loan to Value Buy To Let Mortgages. I’m a professional Mortgage Broker and in many conversations start by the potential customer stating “I want to purchase a buy to let using a mortgage with the least amount of … [Read more...]
Buy to Let Mortgage Limited Company or Personal Name?
Mortgages criteria for both Limited Company or Personal Name options. Before I delve into the details can I start with the age old adage: "there's always two sides to a story", whilst Limited Company buy to lets are trendy, particularly on … [Read more...]
Buy to let mortgages for vulnerable tenants
Society has become more adept at recognising "vulnerable" persons and thankfully this is now bleeding into the buy to let mortgage market. Historically there was only a clutch of buy to let lenders who supported the use of let properties for … [Read more...]