Can I use my ex-husband’s earnings to support my remortgage? If you are looking to borrow more on a remortgage using your ex-husband’s income then you are reading the right article. The same applies if you are looking to borrow more on a remortgage using your ex-wife’s income. The key to obtaining a remortgage using your ex-husband’s income is how amicable the split is as full co-operation … [Read more...]
Getting the maximum Mortgage for Barristers
Getting a Mortgage for Barristers and borrowing the maximum based on Barrister income employed or self-employed. The chances are if you are a Barrister and reading this article on ‘mortgage for Barristers’ it’s in the small hours of the day as I know how long you guys work. Obtaining a mortgage can also be a challenge because as well as the long hours I appreciate you often have a mixture of … [Read more...]
Mortgage products for Hedge Fund employees
Low deposit options based on 100% bonuses for Hedge Fund employees with no basic salary income caps Most UK Mortgage Lenders are generally nervous where the applicants are reliant on variable income such as bonuses received by Hedge Fund employees. They will certainly seek a track record. A common request would be for payslips to evidence the bonus payments: Payslips for the last 2 years … [Read more...]
Buy to let rental income for affordability assessments
100% of Buy to let rental income used to buy your new residential mortgage Firstly, I must start by saying that most Mortgage Lenders will NOT take Buy to let rental income into consideration when you are looking to purchase a property to live in. They will merely make sure the mortgage payments on the let property is covered by the rent received, and in some instances by a margin for running … [Read more...]