Bad credit mortgages at 4.5 times income If your looking to find out What the Income Multiples are for Bad Credit Mortgage products then you have found the right place. Mortgages are risk based, as such if there is a lenience towards bad credit then something else needs to give, normally the trade is a lower income multiple. In this article, I discuss how to maximise the income multiple even if … [Read more...]
Mortgage with Bad Credit Employed Self Employed Contractors all welcome
If your looking for a Mortgage Broker to help you with a Mortgage with Bad Credit even with 10% deposit (90% loan to value) then you have come to the right place. If your mortgage request has been turned down by your bank we may have the perfect replacement lender and product. In fact, it’s currently one of our best sellers and rate for clients looking for a Mortgage with Bad Credit with low … [Read more...]
Bad credit Mortgage with 10% deposit
Mortgages for missed payments, CCJs and defaults with a small deposit up to 90% Loan to Value Wonderful news for aspiring home owners who have had credit problems as there is a brand new product on the market that will allow missed payments, CCJs and defaults with as little as a 10% deposit. Yes you can now get a Bad credit Mortgage with 10% deposit. Until this week mortgages for applicants … [Read more...]
Mortgage with Bad Credit Rates
If your looking for a Mortgage with Bad Credit then your at the right place There are mortgage lenders that do not apply loadings for Mortgage with Bad Credit. That's right you do not have to be penalised just because you have had a credit issue when looking for a mortgage. Believe or not there are lenders that actively seek adverse credit customers in the hope of charging a premium . Lazy or … [Read more...]
Deposit levels needed to get a Mortgage with a default
Your guide on getting a Mortgage with a Default. Read below about how much deposit you need and what are the maximum limits on past defaults. The good news is I specialist in mortgages for customers with defaults on their credit file. The bad news is it really does depend on your affordability and the level of deposit you want to put down to get a Mortgage with a default. If you want to … [Read more...]
Deposit levels needed to get a Mortgage with a CCJ
How much deposit do I need to get a Mortgage with a CCJ This article is about obtaining mortgage finance if you have a county court judgement (ccj). It is aimed at residential mortgage customers who want a conventional mortgage; it is not open to applicants under the Help To Buy Scheme, Shared Ownership or Right-to-Buy schemes. If your credit file contains more issues other than CCJ's and … [Read more...]
Mortgage with bad credit Update July 2015
Getting a Mortgage with Bad credit including CCJs, Default, Missed payment and debt management plans. Residential and Buy to Let Mortgages with Bad Credit Missed payments on loans and Credit cards County Court Judgements (CCjs) And Defaults Unsecured Credit Arrears Low Credit Score Payday 'Style' Loans Debt Management Plans Discharged Bankruptcies And IVA’s There is a certain … [Read more...]
Mortgage with missed payment showing on credit report
Can lenders consider me for a mortgage with missed payment showing on my credit report? missed mortgage payments missed credit card payments missed utility Bill payments missed catalogue directory payments missed mobile phone payments missed mortgages missed secured or unsecured loan payments The answer to your question is ‘yes’ but it all depends on what type of payment and … [Read more...]
Bad Credit Mortgage – Adverse Credit Mortgages
Bad Credit Mortgage if I have had missed payments, defaults, CCJ's, IVA or even past bankruptcy? If type in Google the words “Bad Credit Mortgage” you will get lots of websites claiming they can help. However once you have weeded out the same generic wording you will soon discover that you need to speak to a specialist on this subject. So look beyond all the marketing, calculators and logos, … [Read more...]
Remove CCJ Defaults and Missed payments from your Credit File
New Service to remove CCJ Defaults and Missed payments from your Credit File Finance application rejected? You’re not alone. More than one in two (57%) adults are at risk of being declined credit by mainstream lenders because of a poor credit score and this prevents them getting a loan they deserve for a car, house or their business. Every day I receive phone calls from applicants who have … [Read more...]