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I’m Self Employed do I need an Accountant to get a mortgage?

by Payam Azadi

Accountant to get a mortgage

Accountant to get a Mortgage

No, most Mortgage Lenders appreciate that many self-employed applicants use the self assessment process to make a tax return to HRMC off their own steam. The document they will request to verify income is called a Tax Calculation (SA302) and depending on the Mortgage Lender they may also ask for the accompanying Tax Overview. If you are stuck on how to obtain these Niche Advice will provide guidance to customers of ours.

For more information on what documentation is needed for a Mortgage if your self employed please click here.

If you your Self Employed and need a Mortgage its best you speak to one of our expert mortgage brokers. For more information and advice please call us on 02079932044 or complete the online enquiry form.

Author: Payam Azadi

Payam Azadi is a partner at Niche Advice who are whole of the market Independent Mortgage Brokers. His role is very much focused on Property financing both on residential and commercial lines. To get in contact with him please click here.

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Filed Under: Mortgage Frequently Asked Questions

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AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

FCA Number: 750263.

Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority.

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A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234567.

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