At Niche Advice we have access to an array of lenders that offer a Mortgage for foreign nationals on Visa. As a ‘whole of market’ Specialist Mortgage Broker we commonly use Mortgage Lenders that are not open to the general public. We have helped many clients living and working here in the UK often with only 10% deposit with no minimum time remaining on VISA . We are so confident in our ability that we do NOT charge for our mortgage service until it is fully agreed and the funds are released.
Mortgage for foreign nationals on Visa
No upfront Broker fees by us. You only pay once the deal completes.
- Personally deal with Payam Azadi London’s leading expert in Mortgages for foreign nationals
- Up to 90% loan to value Mortgages for foreign nationals on a Tier 1, Tier 2 and Spouse Visa
- Entrepreneur and Refugee Visa mortgages can be considered
- Advice on overseas gifted deposits
- Lenders from 6 months in UK
- Lenders with no minimum period left on the Visa
- No obligation advice on household and life insurances
Example Product – A Mortgage for foreign nationals on Visa (Residential)
The total amount you must pay back, including the amount borrowed is £408,289.28
Features: Tier 1 or Tier 2 VISAs. Minimum 2 years paying UK tax. No minimum time remaining on VISA.
| Type and initial benefit period | Fixed until 31/10/2019 |
| Minimum deposit / equity: | 10% |
| Valuation fee | Free |
| Booking fee | £0 |
| Lender arrangement | £999 |
| Telegraphic transfer / CHAPS fee | £35 |
| Legal fee | £270 |
| Early repayment charge | 3% of the amount repaid in the fixed period |
Your can read some more about lending criteria and information on getting a Mortgage with a visa please click here.
For more information on a Mortgage for foreign nationals on Visa products please call complete the enquiry form on this page or call the number below.
Any property used as security, which may include your home. may be repossessed if you do not keep up repayments on your mortgage
Important Information
Residential and Buy to Let Mortgages
Rates current as at 01/01/17 . The overall cost for comparison is based on a purchase price of £300,000 over a 25 year term. The Right-to-Buy example is based on a discounted purchase price of £150,000. Repayment for Residential and Interest only for Buy-to-let (unless otherwise specified). Eligibilty will depend on your own personal circumstances.
KEY – ERC = Main early repayment charge.
The purpose of this web is for information only and is based on a fictitious illustrative scenario. It does not constitute a Mortgage Offer in any way.
It is essential that you seek independent mortgage advice as a suitable product will be based on your own individual circumstances. An interest rate should not be read in isolation, and you should refer to your personal key facts illustration and Mortgage Offers for full terms and conditions. If anything is unclear it should be discussed fully with both your mortgage and legal advisors before entering into a mortgage contract with the lender.
The information contained herein is based on research through the Trigold (IRESS UK) sourcing system. When first published to this site the data is normally 24 hours behind real time, and may or may not still be available.
A first charge over your property is required as security for the loan.
The formal mortgage offer of an advance will be subject to a valuation and other satisfactory references.
