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Best Mortgage Rates

Best Mortgage Rates

Outside the box Mortgage Solutions

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No Upfront Fees!
16 years in business Helping thousands of clients.

Mortgage to stop your bankruptcy

by Payam Azadi

Anul your bankruptcy and save your credit record and your home

secured loan

Before I raise false hope here you need to have sizeable equity in your property, probably changed your occupation to an employed position, have at least a month until the court hearing; and the gumption and energy to drive it through, with my support of course.

Saving your home needs to be the motivation if it’s not trying another website.

Things have got bad and you first need to admit it and secondly need to be completely honest with me or you stand to lose it all or put another way be left to start from scratch.

So what’s the answer? A second charge mortgage may be the best viable option. We have access to a number of secured loan / second charge lenders who specialised legal representatives to turn things around.

We are FCA regulated and the solution we will offer is with a major financier whose funding comes from a major high street bank. And, yes it is possible.

To expedite matters I suggest you have to hand:

  • Discharge Letter or Certificate from The Insolvency Service 
  • Bankruptcy schedule which itemises the liabilities within the Bankruptcy
  • Any correspondence/petition served
  • An explanation covering:
  • why the situation arose,
  • The remedial steps you have taken to avoid a similar situation such as using third party services such as Debt Counsellors, Accountants etc, you have used to get back on track, 
  • why it won’t happen again and that you regret the situation occurring

You will have direct access to my help. No elaborate Call Centre and waiting times – you don’t have time.

Free, No-Obligation Quote today!

We’ll create a customised quote and get in touch to give you the right advice.

Get a quote!

Typical APRC 5.4% variable

NICHE ADVICE LIMITED IS REGULATED BY THE BY THE FINANCIAL CONDUCT AUTHORITY.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. ALL LOANS ARE SECURED ON PROPERTY AND ARE SUBJECT TO STATUS.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

IF YOU CHOOSE A VARIABLE RATE LOAN THE COST OF YOUR PAYMENTS MAY INCREASE.

Author: Payam Azadi

Payam Azadi is a partner at Niche Advice who are whole of the market Independent Mortgage Brokers. His role is very much focused on Property financing both on residential and commercial lines. To get in contact with him please click here.
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Filed Under: Mortgage after Bankruptcy

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https://www.youtube.com/watch?v=MealqI2o-54

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AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

FCA Number: 750263.

Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority.

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Click here for our fees structure. A full detailed fee plan will accompany all our quotes.

Niche Advice Limited has a commercial arrangement under an affiliate programme with Check My File and is remunerated for referrals.

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If you wish to register a complaint, please write to us on the details below or call us on: 020 7993 2044.

Correspondence Address: Niche, Unit F3, The Addington Business Centre, Vulcan Way, New Addington, Surrey CR0 9UG.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234567.

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Registered Office: Niche, Unit F3, The Addington Business Centre, Vulcan Way, New Addington, Surrey CR0 9UG. Registered in England & Wales. Company registration number: 06599033.

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