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Outside the box Mortgage Solutions

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No Upfront Fees! - 0207 993 2044
16 years in business Helping thousands of clients.

Do I need to take out Life Cover to get a mortgage agreed?

by Payam Azadi

Mortgage Questions

 

Life Cover and Mortgages

No, in the old days Mortgage Lenders would have insisted you to have Life Cover and also kept a watchful eye on the premiums being maintained by assigning their interest. The only compulsory insurance is for Mortgage Lenders is building insurance on freehold properties so if a mortgage professional is trying to push unwanted products I suggest you shop around or contact Niche Advice where there is no obligation to take anything other than the mortgage.  I have to add its is vitally important you strongly consider your protection options when looking to take on such a large commitment so its really important you look to protect you and your families lifestyle.

If you want to talk about your Life Cover options please call us on 0207 993 2044 or complete the online enquiry form on this page. 

Filed Under: Life Insurance

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AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

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