Published 5 May 2020 · Last reviewed 5 May 2020 · Older article — see current rates

Speak directly to the experts – we are FCA regulated Mortgage Brokers dealing with Niche Mortgage Information every day.

Niche Advice is a Financial Conduct Authority (FCA) regulated Mortgage Broker and helps customers obtain niche mortgage information, and provides full support with their mortgage applications.

This professional Mortgage Advisory firm should NOT be confused with other pure niche mortgage information services or websites which may be designed to capture your details and sell the data on indiscriminately – effectively lead generators. The best way to check the credibility of a firm is to look for the FCA number either on their site or by searching https://register.fca.org.uk/  , for your information ours is 750263.

Niche Advice has access to over 80 Mortgage Lenders to choose from and they each operate different lending policies and strategies. In addition, our vast experience and contacts enable us to position your case in the most favourable light to improve your chances of success.

The types of niche mortgages we can provide includes:

• Employed applicants
  – In probation
  – Moving jobs
  – Fixed term contracts
  – Enhanced income calculations
  – Overtime, commission and bonuses
  – Furloughed due to the health crisis
• Self employed
  – Trading 1 year
  – Downward profit trends
  – Latest year’s figures
  – Lend against undrawn income
  – Rental income
• Buy to let
  – No minimum earned income level
  – No minimum ownership period
  – Enhanced rental calculations
  – Under a limited company name
  – Portfolio landlords
  – Family lets
  – HMOs
  – Holiday lets including AirBnB
• Second homes
• Inherited homes
• Non-standard construction
• Near or attached to commercial premises

The list goes on and on.  So if you are looking for niche mortgage information on why not give Niche Advice a try. We do not charge upfront broker fees and we really do know our stuff.