At Niche Advice we have access to all intermediary lenders that offer Remortgage Free Valuation and Legals mortgages. Our clients often prefer ‘fee-free’ mortgage products as it does not cost them to change rate or raise additional finance.
Remortgage Free Valuation and Legals
No upfront Broker fees by us. You only pay once the deal completes.
- Remortgage options up to 90% loan value
- Raise money for any legal purpose
- Debt consolidation accepted
- Business purposes considered
- 100% of overtime/bonus/commission used for affordability
- 1 month employment considered
Example Product Rate and Fees- Remortgage Free Valuation and Legals (Residential)
The total amount you must pay back, including the amount borrowed is £303,857.49
Features: Free basic valuation and legal service
|Type and initial benefit period||Fixed until 1/1/2024|
|Minimum deposit / equity:||35%|
|Telegraphic transfer / CHAPS fee||£30|
|Early repayment charge||4% of the amount repaid in the fixed period|
For more information on Remortgage Free Valuation and Legals products please call complete the enquiry form on this page or call the number below.
Any property used as security, which may include your home. may be repossessed if you do not keep up repayments on your mortgage
Residential and Buy to Let Mortgages
Rates current as at 09/10/2018 . The overall cost for comparison is based on an open market value of £300,000 over a 25 year term. Right-to-Buy examples are based on a discounted purchase price of £200,000. Repayment for Residential and Interest only for Buy-to-let (unless otherwise specified). Eligibility will depend on your own personal circumstances.
KEY – ERC = Main early repayment charge.
The purpose of this web is for information only and is based on a fictitious illustrative scenario. It does not constitute a Mortgage Offer in any way.
It is essential that you seek independent mortgage advice as a suitable product will be based on your own individual circumstances. An interest rate should not be read in isolation, and you should refer to your personal key facts illustration and Mortgage Offers for full terms and conditions. If anything is unclear it should be discussed fully with both your mortgage and legal advisors before entering into a mortgage contract with the lender.
The information contained herein is based on research through the Trigold (IRESS UK) sourcing system. When first published to this site the data is normally 24 hours behind real time, and may or may not still be available.
A first charge over your property is required as security for the loan.
The formal mortgage offer of an advance will be subject to a valuation and other satisfactory references.