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No Upfront Fees! - 0207 993 2044
16 years in business Helping thousands of clients.

Switch your existing Halifax mortgage rate – No broker fees

by Payam Azadi

Halifax product transfer mortgage can be a simple option to getting a better rate rather then a full blown remortgage. 

Halifax product transferIf your current Halifax mortgage product is about to run out the chances are we can secure you a new product at a rate far better than their current variable at 3.74%, what’s more we don’t charge you for our Halifax product transfer service.

Arranging an appointment at the bank at your convenience might be difficult as the Mortgage Adviser might not be permanently based in the branch. However, Niche Advice is happy to oversee the process on your behalf and at the same time cross-reference the product transfer offer against the whole of the market to ensure this is the most appropriate option for you.

Generic advantages of a Product Transfer:

  • Better interest rates then the lender variable rates
  • No or little status checks
  • No valuation fees
  • No legal service needed
  • Fix your payments
  • Quick processing time

Why Niche Advice Limited:

  • We can compare remortgage product and process to see if it really is best for you to opt for a Halifax product transfer mortgage
  • There is absolutely NO charge for our Halifax Product Transfer service
  • Fully independent
  • All of our brokers hold CeMap or higher qualifications
 

Example Product Rate and Fees- Halifax product transfer mortgage  (Residential)

[ezcol_1quarter]Initial Rate: 1.39%[/ezcol_1quarter] [ezcol_1quarter]Subsequent: 3.70%[/ezcol_1quarter] [ezcol_1half_end]The overall cost for comparison 3.44% APRC[/ezcol_1half_end]

The total amount you must pay back, including the amount borrowed is £290,835.25

Features: Existing Halifax customers only. No legal service needed. Niche Advice does not charge a fee for arranging Halifax product transfer.

Type and initial benefit period Fixed until 31/01/2020
Minimum deposit / equity: 35%
Valuation fee FREE
Booking fee £0
Lender arrangement £999
Telegraphic transfer / CHAPS fee £0
Legal fee FREE
Early repayment charge 2/0.9% of the amount repaid in the fixed period

Make an enquiry Online

For more information on  the best way to witch your existing Halifax mortgage rate please call complete the enquiry form on this page or call the number below. 


Any property used as security, which may include your home. may be repossessed if you do not keep up repayments on your mortgage


Important Information

Residential and Buy to Let Mortgages

Rates current as at 30/10/17 . The overall cost for comparison is based on an open market value of £300,000 over a 25 year term. Right-to-Buy examples are based on a discounted purchase price of £200,000. Repayment for Residential and Interest only for Buy-to-let (unless otherwise specified). Eligibility will depend on your own personal circumstances.

KEY – ERC = Main early repayment charge.

The purpose of this web is for information only and is based on a fictitious illustrative scenario. It does not constitute a Mortgage Offer in any way.

It is essential that you seek independent mortgage advice as a suitable product will be based on your own individual circumstances. An interest rate should not be read in isolation, and you should refer to your personal key facts illustration and Mortgage Offers for full terms and conditions. If anything is unclear it should be discussed fully with both your mortgage and legal advisors before entering into a mortgage contract with the lender.

The information contained herein is based on research through the Trigold (IRESS UK) sourcing system. When first published to this site the data is normally 24 hours behind real time, and may or may not still be available.

A first charge over your property is required as security for the loan.

The formal mortgage offer of an advance will be subject to a valuation and other satisfactory references.

Niche Advice offers appropriate mortgage advice including to customers who are looking to change their current mortgage product with their existing lender. To find out if we can help you please complete the Contact Form on this website or call T: 020 7993 2044.

Filed Under: Mortgage Product Transfer

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AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

FCA Number: 750263.

Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority.

Our Fees

Click here for our fees structure. A full detailed fee plan will accompany all our quotes.

Niche Advice Limited has a commercial arrangement under an affiliate programme with Check My File and is remunerated for referrals.

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If you wish to register a complaint, please write to us on the details below or call us on: 020 7993 2044.

Correspondence Address: Niche, Unit F3, The Addington Business Centre, Vulcan Way, New Addington, Surrey CR0 9UG.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234567.

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Registered Office: Niche, Unit F3, The Addington Business Centre, Vulcan Way, New Addington, Surrey CR0 9UG. Registered in England & Wales. Company registration number: 06599033.

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