gifted equity mortgage

Mortgage rules on gifted properties from parents and family

A guide on the different Mortgage rules on gifted properties from parents and family also known as gifted equity and using this gift as your main deposit So you’re lucky enough to be a potential beneficiary a gifted property from your parents. The … [Read more...] about Mortgage rules on gifted properties from parents and family

Gifted deposit or gifted equity mortgages

by Payam Azadi

Reading up on a subject on the internet is helpful but can fall short on delivery, for instance, one of their biggest searches on our website is ‘gifted deposits’ for mortgages. Invariably applicants digest this and then on their own try and make it … [Read more...] about Gifted deposit or gifted equity mortgages

[box title="AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS." bg_color="#4c4c4c" icon="info-circle" icon_style="border" icon_shape="circle" align="center" text_color="#ffffff"][/box] If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

FCA Number: 750263.

Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority.

Free Mortgage Advice for Buy to Let Portfolio Landlords

Our Free Mortgage Advice for Buy to Let Portfolio Landlords includes a comprehensive review of your mortgage finances. At Niche Advice, we’re proud to introduce our Free Mortgage Advice for Buy-to-Let Portfolio Landlord offering, which has been designed specifically for large buy-to-let landlords with ten or more properties. If you’re managing a sizable portfolio as a professional landlord, it makes sense to engage with Niche Advice for free mortgage guidance rather than have to pay for your advice and strategic planning. But don’t feel excluded if you have less than 10 buy-to-lets … [Read More...] about Free Mortgage Advice for Buy to Let Portfolio Landlords

HMO Conversion Finance Costs in the UK: Purchase Refurb Funding

Compare HMO Conversion Finance Costs: Two Main Funding Routes Explained The story of HMO Conversion projects - In 2024, the number of mandatory and additional HMO licenses that were granted across Great Britain was 23,947. As I write, the statistics for 2025 aren’t available yet, but if the trend remains static, then I’m sure you’ll agree that the number of approvals is sizeable and shows this is “an industry” which is embraced by many, particularly when HMO conversion finance options are readily available. Not everyone in this Sector is mega-rich but they make HMO Conversion work. … [Read More...] about HMO Conversion Finance Costs in the UK: Purchase Refurb Funding