By Payam Azadi
Free Mortgage Service for Halifax and BM Solutions Product Transfers Since the Mortgage Market Review Halifax for Intermediaries and BM Solutions (formerly known as Birmingham Midshires) have been reluctant to engage their existing customers as they are not able to offer advice. However, the good news is products can still be accessed by a registered authorised mortgage intermediary such as Niche Advice Limited. By providing some basic … [Read More...]
How to remortgage your buy to let property after you have bought it with bridging finance Bridging Finance has its place but most that use it cannot wait until the day it is repaid. It burns a whole in the deepest of pockets with crippling monthly fees repayments or the roll up of interest. The natural way to repay the loan is by effectively transferring the debt into a traditional secured finance: ‘a remortgage’. The remortgage could be on a … [Read More...]
UK Mortgages with a Tier 1 or Tier 2 visa, up to 90% loan to value for foreign national applicants Niche Advice offers specialist mortgages for the following: 1. All Foreign Nationals with Tier 1 and Tier 2 Visa’s 2. 90% Mortgages for applicants 3. Advice around deposit and legal processes 4. No upfront broker fees payable until the purchase is completed For more information on Mortgages for foreign nationals please contact us on T: 020 7993 2044 or alternatively complete the simple enquiry form on the top right hand side of this page. Payam Azadi is a partner at Niche … [Read More...]
Do I qualify for tax rebate on what I’m paying into my pension? There are two main criteria when assessing whether you will qualify for tax relief on your pension contributions: Whether you are considered to be a ‘relevant UK person’ How much you have already contributed in the year As you might expect there any many legal technicalities round the qualification for tax relief on personal pensions. In this short article I will provide … [Read More...]
A personal pension is an individual plan which you can pay into to save for retirement. The contributions paid in build up in a fund. The fund is then used to purchase benefits at your chosen retirement age. Investment Options This funds are usually with-profits or unit linked. With-profits funds can consist of all asset classes such as equities, fixed interest, property and cash. The investment growth is governed by the bonuses added by the provider. Annual bonuses are added annually and the rate is dependent on how well the company’s investments have performed. Importantly, once a … Read More...