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Buy to Let Tax advice service We have been coming across a number of clients who are paying too much tax on their existing buy to lets with multiple tenants in them. It’s not their fault, and it’s not even obvious to their accountants who often are multi-facetted not necessarily property tax experts. The key area that is often missed is the property capital allowance element. If you think you have this covered then good for you but sadly most … [Read More...]
Ever thought of buying a place in Central London, extending the lease then selling it on - But how do you get finance for a lease extension in central London Central London has traditionally been a haven for desirable properties with short leases and the potential for extending them and selling them on is colossal. You may have watched renovation programmes on the television often fronted by an entrepreneur with a fleet of workman at their … [Read More...]
Mortgage with Tier 1 Visa for foreign national applicants living and working in the UK Many Tier 1 Visa mortgage applications are unfortunately declined by lenders. To make matters worse the decision is not an initial one at the start but normally way down the process simply because the Adviser did not fully appreciate the lender’s criteria around foreign national applicants. This problem is not just isolated to the ill-informed Mortgage … [Read More...]
Do I qualify for tax rebate on what I’m paying into my pension? There are two main criteria when assessing whether you will qualify for tax relief on your pension contributions: Whether you are considered to be a ‘relevant UK person’ How much you have already contributed in the year As you might expect there any many legal technicalities round the qualification for tax relief on personal pensions. In this short article I will provide … [Read More...]
It is never to early to start writing a Will and Niche Advice can arrange a personal meeting to discuss all your requirements and provide lasting solutions to make sure your legacy is protected. Below are a few reasons on why should have a Will Drafted: The Government could take your worldly goods rather than a friend inheriting [...]
A personal pension is an individual plan which you can pay into to save for retirement. The contributions paid in build up in a fund. The fund is then used to purchase benefits at your chosen retirement age. Investment Options This funds are usually with-profits or unit linked. With-profits funds can consist of all asset classes such as equities, fixed interest, property and cash. The investment growth is governed by the bonuses added by … Read More...