Published 23 July 2012 · Last reviewed 3 August 2013 · Older article — see current rates

Get a Buy to Let mortgage with only 20% deposit.  No minimum earned income requirement and available to applicants who have just started work

I am pleased to announce that we have access to a cracking buy to let product which requires a small deposit of just 20%. This therefore allows you to retain capital to use on future purchases to expand your buy to let portfolio.

There is no minimum earned income requirement, and is open to those who have just started work or a new business.

The rental yield must be at least 125% of the mortgage payment.

The rate is fixed at 4.99% for 2 years to allow you to budget.

Also for remortgages, we still have access to our best selling Buy to let mortgage at 4.40% with Free Valuation and Free Legal’s with only a £399 fee which is great value. Please note this product is for 70% loan to value.

Payam Azadi is a partner at Niche Advice Ltd who are Independent Financial and Mortgage Advisers in London.