Published 24 October 2013 · Last reviewed 1 May 2026
Buy to Let Tax advice service
We have been coming across a number of clients who are paying too much tax on their existing buy to lets with multiple tenants in them. Itโs not their fault, and itโs not even obvious to their accountants who often are multi-facetted not necessarily property tax experts.
The key area that is often missed is the property capital allowance element. If you think you have this covered then good for you but sadly most landlords miss out on this opportunity to save money, which can be as much as 5% to 10% of the property purchase price, and can be claimed retrospectively.
The good news is we have teamed up with specialists in this complex field and can provide a โfree assessmentโ of what your claim might be.
To qualify for the โfree property capital allowanceโ assessment you must meet the following criterion:
- Landlord of either a commercial or residential buy to let which is let to multiple occupants
- UK tax payer
- Limited companies or Limited Liability Partnerships
- Individuals (deriving their income from either PAYE, self employment, investment or dividend income).
- Not available to properties within SIPPs or SASSs.
If this is the case then please download and complete the form below and email it to [email protected] . We are unable to comment on individual cases until this form is received and processed.
Hey! You have nothing to lose, and a successful claim is likely to be substantial.
DISCLAIMER Niche Advice Limited is acting as an introducing source and will not be providing any advice.
Most buy-to-let mortgages are not regulated by the Financial Conduct Authority. A small number of buy-to-let mortgages are FCA-regulated โ typically Consumer Buy-to-Let (where the borrower is not acting in the course of a business, such as an accidental landlord who has inherited or moved out of a former main residence) and Family Buy-to-Let (where the property is let to an immediate family member). Limited-company buy-to-let, portfolio buy-to-let and standard personal-name buy-to-let are not regulated by the FCA.
Where the underlying mortgage is not FCA-regulated, the lender's conduct on that loan is not covered by FCA rules and you may have reduced access to the Financial Ombudsman Service for complaints about the lending decision or product terms. However, Niche Advice Limited is a Credit Broker authorised and regulated by the Financial Conduct Authority (FCA No: 750263), and our broking activity โ including the introduction we make to the lender โ IS FCA-regulated under the FCA's CONC rules. Complaints about our broking service can therefore be referred to the Financial Ombudsman Service in the usual way.




