Published 17 December 2016 · Last reviewed 25 February 2017 · Older article — see current rates
Foreign National Bad Credit Mortgage solutions for people who need to buy a property in the UK but may have some missed/late payments showing on credit profiles.
If you are looking to buy a UK property to live in and are a foreign national with poor UK credit history you will find it incredibly difficult to get a mortgage. Although we can ghelp source mortgages for Foreign Nationals with only 10% deposit this criteria changes when your looking for Foreign National Bad Credit Mortgage solutions. Foreign National Mortgage applicants often have lower credit scores then Uk nationals but this problems gets much worse if they have had problems with credit issues but the good news is we can still help in some of those cases.
Minor problems that are a couple of years old are is a possibility with a select number of high street banks, if however the issue is more far reaching than you must hold a passport from the EU, USA, Australia, Canada, New Zealand, Switzerland or the Channel Islands. In the case of the latter you are looking at a specialist lender and the deposit will need to be greater and rate will be far higher.