The availability of mortgages for European Nationals after Brexit is an interesting subject. As we sit in February 2020 Brexit has been ratified. The next eleven months will shape the path ahead until this point there should not be any discrimination over the indigenous population in access to mortgages. The only exception to this rule is some lenders prohibit the qualification to Ex-Pat … [Read more...]
Buying a UK home with a Mortgage as a refugee
What you need to know about getting a Mortgage as a refugee. In this article, we look at buying a home as a refugee in the UK with particular reference of using a mortgage to finance the purchase. It is not aimed at asylum seekers but could still be read as a future goal. According to the United Nations High Commission for Refugees (UNHCR) there are about 124,000 refugees in the UK, which … [Read more...]
Mortgage guide for foreign nationals on visas
Mortgage guide for foreign nationals on a visa looking to buy in the UK 3 months in UK with 10% deposit There is a lot written about foreign nationals on visas looking to buy in the UK. This article however has been put together with first-hand experience of aiding foreign nationals purchase with the help of a mortgage over the last decade. There is a danger of boxing things up as we … [Read more...]
Buy to Let Mortgage On A Visa
Buy to Let Mortgage On A Visa Tier 1 or Tier 2. Purchase a UK buy to let without permanent rights to reside in the country Yes at last we have a lender in the UK market which can lend on Buy to Let Mortgage On A Visa with a competative rates. There have always been various solutions for mortgage applicants purchasing buy to lets in the UK whilst here on Visas but often the rates and terms have … [Read more...]
Rules for Foreign National Mortgage Applicants
UK lending criteria for Foreign National Mortgage Applicants with a Visa There are two main ways UK Mortgage Lenders look at underwriting around foreign national mortgage applicants living and working in the UK looking to buy a property: Qualify based on Length of time in UK OR Qualify based Length of time left on your current Visa You can may be able to qualify under Rule 1 OR Rule 2, … [Read more...]
Ex Pat Mortgage products for buying in the UK
Ex Pat Mortgage solutions - I’m moving to the UK can I buy a property in the UK in advance? If you are an Ex pat and are now thinking of relocating to the UK and want to buy a property with the help of a mortgage then you are reading the right article. Rather than bore you here are the bones of the eligibility: Minimum property deposit 25%. Can still be based abroad i.e. no UK foot … [Read more...]
Shared Ownership Mortgage with a Visa
Foreign National Shared Ownership Mortgage with a Visa for clients with small deposits working and living here in the UK. A couple of years ago we were writing a good level of Shared Ownership Mortgage with a Visa cases only for a major UK bank to bow out of the proposition. Well good news 2017 heralds their return and the better news is only a 10% deposit on the share is required. For … [Read more...]
95% Visa Mortgage with 5% deposit to buy
Foreign National Mortgages - 5% deposit for Visa Applicants to help get a 95% Visa Mortgage NOT under Help to buy. Well what a wonderful way to kick off 2017 a brand new facility for 95% Visa Mortgage for foreign national applicants on a Visa, thats right a Mortgage with 5% deposit for Visa Applicants! The Visa must provide the ability to “work” to the applicant as the mortgage will need to … [Read more...]
Foreign National Bad Credit Mortgage
Foreign National Bad Credit Mortgage solutions for people who need to buy a property in the UK but may have some missed/late payments showing on credit profiles. If you are looking to buy a UK property to live in and are a foreign national with poor UK credit history you will find it incredibly difficult to get a mortgage. Although we can ghelp source mortgages for Foreign Nationals with only 10% … [Read more...]
95% mortgage for foreign nationals with a visa via the Help to Buy Scheme and Niche Advice
Foreign Nationals with a Visa and buy a £400,000 property in the UK with a £20,000 deposit Just a 5% deposit is needed to get a mortgage if you are a foreign nationals with a visa looking to purchase a UK property under the Help to Buy Scheme 1 Scheme. Yes, Help to Buy for foreign nationals is here! And, as long as you can contribute a 5% deposit we can help you get a mortgage. The product … [Read more...]
