Mortgage guide for foreign nationals on a visa looking to buy in the UK 3 months in UK with 10% deposit There is a lot written about foreign nationals on visas looking to buy in the UK. This article however has been put together with first-hand experience of aiding foreign nationals purchase with the help of a mortgage over the last decade. There is a danger of boxing things up as we … [Read more...]
Buy to Let Mortgage On A Visa
Buy to Let Mortgage On A Visa Tier 1 or Tier 2. Purchase a UK buy to let without permanent rights to reside in the country Yes at last we have a lender in the UK market which can lend on Buy to Let Mortgage On A Visa with a competative rates. There have always been various solutions for mortgage applicants purchasing buy to lets in the UK whilst here on Visas but often the rates and terms have … [Read more...]
Rules for Foreign National Mortgage Applicants
UK lending criteria for Foreign National Mortgage Applicants with a Visa There are two main ways UK Mortgage Lenders look at underwriting around foreign national mortgage applicants living and working in the UK looking to buy a property: Qualify based on Length of time in UK OR Qualify based Length of time left on your current Visa You can may be able to qualify under Rule 1 OR Rule 2, … [Read more...]
Ex Pat Mortgage products for buying in the UK
Ex Pat Mortgage solutions - I’m moving to the UK can I buy a property in the UK in advance? If you are an Ex pat and are now thinking of relocating to the UK and want to buy a property with the help of a mortgage then you are reading the right article. Rather than bore you here are the bones of the eligibility: Minimum property deposit 25%. Can still be based abroad i.e. no UK foot … [Read more...]
Shared Ownership Mortgage with a Visa
Foreign National Shared Ownership Mortgage with a Visa for clients with small deposits working and living here in the UK. A couple of years ago we were writing a good level of Shared Ownership Mortgage with a Visa cases only for a major UK bank to bow out of the proposition. Well good news 2017 heralds their return and the better news is only a 10% deposit on the share is required. For … [Read more...]
95% Visa Mortgage with 5% deposit to buy
Foreign National Mortgages - 5% deposit for Visa Applicants to help get a 95% Visa Mortgage NOT under Help to buy. Well what a wonderful way to kick off 2017 a brand new facility for 95% Visa Mortgage for foreign national applicants on a Visa, thats right a Mortgage with 5% deposit for Visa Applicants! The Visa must provide the ability to “work” to the applicant as the mortgage will need to … [Read more...]
Foreign National Bad Credit Mortgage
Foreign National Bad Credit Mortgage solutions for people who need to buy a property in the UK but may have some missed/late payments showing on credit profiles. If you are looking to buy a UK property to live in and are a foreign national with poor UK credit history you will find it incredibly difficult to get a mortgage. Although we can ghelp source mortgages for Foreign Nationals with only 10% … [Read more...]
95% mortgage for foreign nationals with a visa via the Help to Buy Scheme and Niche Advice
Foreign Nationals with a Visa and buy a £400,000 property in the UK with a £20,000 deposit Just a 5% deposit is needed to get a mortgage if you are a foreign nationals with a visa looking to purchase a UK property under the Help to Buy Scheme 1 Scheme. Yes, Help to Buy for foreign nationals is here! And, as long as you can contribute a 5% deposit we can help you get a mortgage. The product … [Read more...]
Spousal Visa Mortgage with husband
I am looking for a Spousal Visa Mortgage with husband who has Permanent Rights to Remain can I go on the mortgage? The short is 'yes' you can get a Spousal Visa Mortgage . The challenge you have is finding the best product option as the lenders that will lend on a spousal visa basis are few and far between and are not captured well on the comparison sites so you may need to enlist the services of … [Read more...]
Foreign Nationals on a Tier Visa Mortgage Lending Criteria
What level of deposit is needed for Foreign Nationals on a Tier Visa who want to get a mortgage? The size of the deposit for Foreign Nationals on a Tier Visa will depend on your personal circumstances, when you entered the UK and the remaining term on your Visa. As a general rule UK mortgage lenders segment their tolerance to lending by percentage of borrowing against the purchase price and … [Read more...]
