We understand that although CCJs are in decline they now part of real life and believe passionately that everyone should be given the chance of owning their own home.
Recent statistics from one of our lender partners Bluestone Mortgages revealed that following when comparing consumer CCJs Q3 2017 to 2018, which is a positive sign but it still means a lot were registered, so if you have a CCJ you’re not alone!
At a Glance Guide to Mortgages with CCJs:
We have access to mortgage plans that accept:
Niche Advice is a professional mortgage broker NOT a lender.
Niche Advice offers appropriate advice to applicants looking to obtain a mortgage with a CCJ and importantly does NOT charge upfront broker fees. To find out more please complete our Contact Form on this website or call T: 020 7993 2044.
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Published 25 March 2019 · Last reviewed 25 March 2019 · Older article — see current rates
Don’t let a CCJ stop you getting a mortgage
- Total number of CCJs was 276,097 (a drop of 13%)
- Average value of a CCJ: £1,337 (a drop of 9%)
- Median: £570 (a drop of 19%)
- 4 CCJs (none in the last 6 months).
- Do NOT count CCJs over 24 months.
- Do NOT count CCJs if the provider was “telecommunications” company.
- Do NOT have a limit of the size of the CCJ.