If you’re looking at getting a secured loan with bad credit, I hope this article clarifies some of the key aspects on this type of product. A secured loan is essentially a second loan put behind a traditional first charge mortgage. The secured … [Read more...] about Secured loan with bad credit
Let to Buy Mortgage vs Buy to Let Mortgage
If you want to convert your existing property into an investment property, you will need a Let to Buy Mortgage A Let to Buy Mortgage is basically where the applicant wants to remortgage their existing residential property which will be let out to … [Read more...] about Let to Buy Mortgage vs Buy to Let Mortgage
Mortgages above five times income multiples
Great news for borrowers - another Lender has announced that they can now potentially offer Mortgages above five times income multiples We now have another Lender who has decided to join the ranks of Lenders who would potentially lend Mortgages … [Read more...] about Mortgages above five times income multiples
Mortgage for doctors, nurses and other NHS staff
Getting a mortgage if you are employed as a Surgeon, Doctor, Nurse, ambulance services or any other part of the National Health Service We are getting an increasing number of enquiries from applicants who work for the National Health Service who are … [Read more...] about Mortgage for doctors, nurses and other NHS staff
How can I get a Mortgage over five times salary
Can you still get you a mortgage over five times salary and if so what is needed The answer is “yes” but it depends on your personal circumstances but its not going to be easy to get a mortgage over five times salary. In short the maximum income … [Read more...] about How can I get a Mortgage over five times salary
Changes to the Family Buy to Let Mortgage product in the UK
Buy to Let Mortgages to rent to family members rules - Information on Regulated Buy to Let Mortgages If you want to buy a house and rent it to a family member such as your children (aged over 18 years), father, mother, brother sister, aunt and … [Read more...] about Changes to the Family Buy to Let Mortgage product in the UK
What do mortgage lenders look for in your bank statements?
If you are applying for a mortgage then the chances are the lender will want to see your bank statements, but why are these relevant? [toggle title="Affordability"]Bank statements normally display the monthly income and outgoings of a household. The … [Read more...] about What do mortgage lenders look for in your bank statements?
Top 10 Mortgage valuation problems
Mortgage valuation problems & what property defects are mortgage lenders looking for in their valuation? When you are arranging a mortgage the lender will carry out a basic mortgage valuation. This article covers the Top 10 Mortgage … [Read more...] about Top 10 Mortgage valuation problems
What documents do I need to get a Residential Mortgage?
In short: Mortgage lenders need to verify your income, identity, address and deposit before they will lend. Exactly what you supply depends on how you earn (employed, self-employed, company director), the type of purchase (residential, buy-to-let, … [Read more...] about What documents do I need to get a Residential Mortgage?
Mortgage with a criminal record
A mortgage when you have a criminal recordAn unspent conviction does not automatically rule out a mortgage — we look at which lenders may consider your circumstances.Free initial review · No obligationImportant informationTHINK CAREFULLY BEFORE … [Read more...] about Mortgage with a criminal record