10% deposit, 90% loan and up to 5 and half times your income now that’s what I call a good first time buyer mortgage option! I’m delighted to say that the market seems to be picking up for first-time buyers with a range of attractive products … [Read more...] about First time buyer Mortgage with 10% deposit letting you borrow up to 90% loan to value
How Much Does Bridging Finance Cost?
Key takeaways Bridging finance cost is made up of several layers: interest (charged monthly, not annually), a lender arrangement fee, valuation and legal costs, a broker fee, and sometimes an exit fee. The headline rate is only one line on the … [Read more...] about How Much Does Bridging Finance Cost?
Property Development Finance 100% of Build Costs
100% of Build Costs On Day One Property Development Finance is not always stright forward, If you have had experience in obtaining development business you will have encountered phrases such as ‘lend against open market value’ and ‘based on a 90 … [Read more...] about Property Development Finance 100% of Build Costs
Buy to Let Mortgage in the UK for foreign nationals
Are you are here on a Tier 1 or Tier 2 work visa? Do you want to buy your first UK home to live in or purchase property to let? Read on to find out how we can help…. BACKGROUND The UK, and particularly the London property market, is one of the … [Read more...] about Buy to Let Mortgage in the UK for foreign nationals
Auction Finance for Property – How to choose the right provider and complete on the deal fast
Looking to buy a Property in a Auction but want to know how much you can borrow and how you can complete in less then 30 days. One of the most fundamental things you need to put in place before you go to a property auction is finance as most … [Read more...] about Auction Finance for Property – How to choose the right provider and complete on the deal fast
Guide on getting a mortgage after bankruptcy in the UK
I am a discharged bankrupt what are my realistic chances of getting a mortgage? If you type in ‘bankruptcy mortgages’ into Google we will appear on the first page. This means that we receive constant and high level of enquiries from ex-bankrupts … [Read more...] about Guide on getting a mortgage after bankruptcy in the UK
Buy to Let Mortgages until your 90 and No proof of income is required
“Saving rates are at an all-time low and unlikely to improve in the near future. So if you seek income to supplement your pension why not turn to investing in property?” Fact: inflation has recently grown ahead of saving rates. Therefore if you … [Read more...] about Buy to Let Mortgages until your 90 and No proof of income is required
Mortgages for Limited Company Owners
I need a lender who will take my net profit into account To most of the UK Mortgage Lenders you are either ‘employed’ or ‘self employed’ when they set about calculating your affordability. The reality is most Limited Companies are husband and … [Read more...] about Mortgages for Limited Company Owners
90% Mortgage With Low Fees and Free Valuation great for First Time Buyers
It’s rare that I feel compelled to put pen to paper about a specific mortgage product but this 90% mortgage is so competitive it jumped out at me. The initial mortgage rate is 4.59% which represents a discount of 0.6% of the lender’s standard … [Read more...] about 90% Mortgage With Low Fees and Free Valuation great for First Time Buyers
Self Employed Mortgages based on last years accounts
I need a Mortgage lender who will lend on my last year’s net profit figure Thought your Accounts were good until you tried to get a self employed mortgage? The reality is most Accountants will ensure accounts are configured to show the absolute … [Read more...] about Self Employed Mortgages based on last years accounts