The Bank of England’s Monetary Policy Committee has held the base rate at 0.5% with no extension to quantitative easing. Surprise Surprise the Bank of England has decided to hold interests at an all time low of 0.5%. The biggest issue is that Banks … [Read more...] about Bank holds base rate at 0.5%
Best Remortgage rates with Free Valuation and Free Legal’s
Cheap Remortgage offer - save over £7,500 on your mortgage payments by making a simple switch An estimated 1.2m mortgage holders are about to receive a payment rise through increases to their Standard Variable Rate. The great news is with the help … [Read more...] about Best Remortgage rates with Free Valuation and Free Legal’s
Getting a Bankruptcy Mortgage after being discharged
Niche Advice offers bankruptcy mortgages and this page will provide more information on when bankrupts can get a mortgage after being discharged from their bankruptcy. Getting a mortgage after bankruptcy can be very difficult however at Niche Advice … [Read more...] about Getting a Bankruptcy Mortgage after being discharged
Changes to Interest only mortgage criteria
Interest only mortgage deals Interest only mortgages are becoming a very complex area of home finance. Just a few months ago they were commonplace. All you were required to do was advise the lender of your repayment plan e.g. via saving, downsizing, … [Read more...] about Changes to Interest only mortgage criteria
Top Ten Things You Might Not Know About Bridging Finance / Short Term Loans
Short term loans for property entrepreneurs Have you wanted access to substantial funds via a loan facility? May be to purchase a property, premises or land? And at the same time you want the autonomy to repay the loan quickly. Unlike mortgages, … [Read more...] about Top Ten Things You Might Not Know About Bridging Finance / Short Term Loans
Mortgage with a Visa
Are you fed up of paying high rent and now need a Mortgage with a Visa? If you have come to work in the UK and are on a Foreign National Visa you have probably felt disadvantaged when it comes to getting a mortgage. The good news is as we are … [Read more...] about Mortgage with a Visa
Why Banks will decline mortgage applications after they said ‘Yes’ at the start
Niche Advice can help you get a mortgage not an empty promise. One of the very first things we have in adult life is current account often perpetuated by going to university or by your first job. From my own experience, which I believe to be … [Read more...] about Why Banks will decline mortgage applications after they said ‘Yes’ at the start
Why lenders are curbing interest-only Mortgages
In the last few weeks we have seen huge changes to some of the major lenders lending policies in regards to interest only mortgages. Lloyds Banking Group made the decision to bring in changes to interest-only mortgage criteria after Santander cut … [Read more...] about Why lenders are curbing interest-only Mortgages
Complex mortgages / Larger Loan Solutions
Niche Advice specialists in arranging Complex mortgages & Larger Loan Solutions with dedicated contacts at multiple lenders for loans over the one million pound mark. Typically large loans need extra care with their positioning on application, … [Read more...] about Complex mortgages / Larger Loan Solutions
Shared Ownership Mortgages Deposit Rules
Shared Ownership Mortgages Deposit Products-Buy a £400,000 house without a deposit. How do Shared Ownership Mortgages Deposit work? Are you fed up of staring at the same four walls? Are you living with people who are driving you mad? We are … [Read more...] about Shared Ownership Mortgages Deposit Rules