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Payam Azadi

Free BM Midshires Rate Switch Product Transfer Service

by Payam Azadi

Free BM Midshires Rate Switch Existing Customer Service from Niche Advice Birmingham Midshires product transfer service Before the recent rate rises BM Solutions product transfer service to rate switch was not as popular as it is not as … [Read more...] about Free BM Midshires Rate Switch Product Transfer Service

FREE Precise Mortgage Rate Switch Product Transfer for Existing clients

by Payam Azadi

FREE Precise Mortgage Rate Switch

Free Precise Mortgage Rate Switch Product Transfer Service Before the infamous “mini-budget” delivered by the then Chancellor, Mr Kwasi Kwarteng, on 23 September 2022, there were two distinct options to for Precise mortgage rate switch: remortgage … [Read more...] about FREE Precise Mortgage Rate Switch Product Transfer for Existing clients

UK Foreign Student Mortgage Tier 4 and Tier 1 Visa

by Payam Azadi

Mortgages for foreign students living and buying in the UK This article is about foreign student mortgage i.e. persons from abroad based in the UK to study who are looking to buy a home to live in. It covers the frequently asked questions and is … [Read more...] about UK Foreign Student Mortgage Tier 4 and Tier 1 Visa

Council Right to Buy Discount 100% Mortgage on Flats and Houses

by Payam Azadi

council right to buy discount

What is your Council Right to Buy a Discount and how do you get a Right to Buy a Mortgage with no deposit? How much will your Council Right to Buy Discount and what is the Right to Buy Mortgage process If you are looking to buy your council house … [Read more...] about Council Right to Buy Discount 100% Mortgage on Flats and Houses

Best HGV Driver Mortgage Products in the UK

by Payam Azadi

HGV Driver Mortgage

HGV Driver Mortgage products from affordability calculation to lending criteria How to get the best HGV Driver Mortgage in the UK. The supply chain has been in sharp focus in recent years and HGV Drivers hard work and improved earnings level have … [Read more...] about Best HGV Driver Mortgage Products in the UK

Avoid down valuation when getting a buy to let mortgage.

by Payam Azadi

How to avoid property down valuation article is part of a mini-series covering the emerging trends in the UK Buy to Let mortgage market. In it, we discuss how property valuations may play out in the coming months and provide possible solutions to … [Read more...] about Avoid down valuation when getting a buy to let mortgage.

Mortgage for Non UK Citizen – how long do you have to live in the UK

by Payam Azadi

Mortgage for Foreign Nationals with a Visa

As a Non UK Citizen, how long do I need to be a UK resident to buy a property with a mortgage? In this article we discuss as Foreign National Mortgage products and how long you need to be in the UK to buy a property using a mortgage. Using the … [Read more...] about Mortgage for Non UK Citizen – how long do you have to live in the UK

Bridging Fees – The difference between gross and net bridging loans

by Payam Azadi

Bridging Fees - Lets talk about gross and net bridging loans costs A large majority of bridging enquiries I receive are from applicants wanting the maximum loan-to-value and expecting their deposit outlay to be limited to 25%. The reality is the … [Read more...] about Bridging Fees – The difference between gross and net bridging loans

Buy to let missed payments on credit cards loans utility bills

by Payam Azadi

UK Buy to let mortgage market update: missed payments on credit cards, loans and utility bills and looking to get a buy to let mortgage. This "missed payments on credit cards, loans and utility bills when trying to get a buy to let mortgage" … [Read more...] about Buy to let missed payments on credit cards loans utility bills

Buy to Let Rental Stress Test Explained

by Payam Azadi

Buy to Let Rental Stress

How to deal with Lender Buy to Let Rental Stress Test Rules in this market. This article is part of a mini-series covering the emergering trends in the UK Buy to Let mortgage market and discuss how they might play out in the coming months, and … [Read more...] about Buy to Let Rental Stress Test Explained

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High Mortgage Interest Rate

High Mortgage Interest Rate? How to Remortgage in 2025.

By Payam Azadi

5 Year Fixed Mortgage with only 2 Year Early repayment charg

5 Year Fixed Mortgage with only 2 Year Early repayment charge

By Payam Azadi


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