• Skip to main content
  • Skip to primary sidebar
  • Skip to footer
Menu
  • Home
  • Videos
  • Online Tools
  • Residential
    • Mortgage Deals
    • First Time Buyer
    • Remortgage
    • Right to Buy Mortgage
    • Bad Credit Mortgage
    • Self Employed
    • High Income Multiple
    • Gifted Deposit
    • Foreign Nationals
    • Shared Ownership Mortgage
    • Debt Consolidation
    • Product Transfer Rate Switch
    • Close
  • Buy to Let
    • Buy to Let Mortgage Deals
    • Product Transfer Rate Switch
    • BTL 80% Loan to value
    • Buy to let Remortgage
    • Let to Buy
    • HMOs
    • Buy to Let with Bad Credit
    • Limited Company
    • Portfolios
    • Holiday Lets
    • Ex Pats
    • Rent to Family Member
    • DSS Tenants
    • Into Retirement
    • Foreign Nationals
    • Inherited Property
    • Close
  • Bridging & Commercial
    • Bridging Loans Explained
    • Why use Bridging Finance
    • Auction Finance
    • Development Finance
    • Non Standard Commercials
    • Commercial Mortgage Tips
    • Close
  • Protection
    • Home Insurance
    • Life Insurance & Protection
    • Will Writing Service
    • Probate Services
    • Close
  • About Us
    • Why Niche Advice
    • Our Fees
    • Testimonials
    • Blog
    • Privacy Notice
    • Terms and Conditions
    • Close
  • Client Portal
  • Contact Us
Best Mortgage Rates

Best Mortgage Rates

Outside the box Mortgage Solutions

No upfront fees banner

No Upfront Fees! - 0207 993 2044
16 years in business Helping thousands of clients.

You are here: Home / Archives for Payam Azadi

Payam Azadi

Bridging Loans Fees how much do Bridging Loans really cost

by Payam Azadi

Full breakdown of all the costs for bridging Loans Fees The purpose of this article is to give an overview of the Bridging Loans Fees payable when setting up Bridging Finance secured against property / real estate. The actual costs will depend on … [Read more...] about Bridging Loans Fees how much do Bridging Loans really cost

How Buy-to-let Rental Calculation has been affected After Rate Rises

by Payam Azadi

buy to let mortgage

Buy-to-let Rental Calculations After Rate Rises How Buy-to-let Rental Calculations have been affected After Rate Rises The buy-to-let rental calculations after rate rises are re-shaping the market. There will be Landlords rubbing their hands … [Read more...] about How Buy-to-let Rental Calculation has been affected After Rate Rises

Best 5 Year Fixed Rate Mortgage after the Interest rate rise

by Payam Azadi

Niche Advice Rate Tracker Index (NARTI) Rather than provide rafts of meaningless information NARTI focuses in on the key areas of: First time buyer 5 year fix with 15% depositFirst time buyer 5 year fix with 10% depositBuy-to-let 5 year fix … [Read more...] about Best 5 Year Fixed Rate Mortgage after the Interest rate rise

Change the mortgage offer after its been issued by the lender

by Payam Azadi

Amend the Mortgage Offer - Extension Affordabilty New Criteria … [Read more...] about Change the mortgage offer after its been issued by the lender

Mortgage for Foreign Students on a Tier 4 Visa

by Payam Azadi

Mortgage with a visa

Mortgage options for Students on a Tier 4 Visa in the UK This article is aimed at foreign students on a Tier 4 Visa who are in the UK who are looking to buy a property to live in financed by a mortgage. These must be exciting times for you … [Read more...] about Mortgage for Foreign Students on a Tier 4 Visa

Declined Buy to let mortgage due to background property portfolio stress test

by Payam Azadi

buy to let mortgage

The background property portfolio stress test is stopping borrowing more There could be a variety of reasons why you've been turned down for a mortgage when you have a property portfolio as there are so many boxes you have to tick but there is … [Read more...] about Declined Buy to let mortgage due to background property portfolio stress test

Up to 10 times Income Multiple Remortgage

by Payam Azadi

I never thought I'd be writing about 10 times income multiple for a mortgage.Looking back income multiples have come a long way to get to 10 times. Initially they were 2.75 to 3 times the Main earners income plus once times the Second applicant’s … [Read more...] about Up to 10 times Income Multiple Remortgage

BRRR 85% LTV bridging loan for property refurbishment

by Payam Azadi

85% LTV bridging loan

BRRR Finance Refurb Projects to 85% LTV bridging on day 1 May be excitement and refurb finance don’t naturally gel together but this 85% Loan to Value bridging Loan product could be the one to shake this up and id Ideal for those of you looking at … [Read more...] about BRRR 85% LTV bridging loan for property refurbishment

No 6 Month Ownership Rule – Buy to Let Remortgage the next day of Purchase

by Payam Azadi

6 Month Ownership Rule

New innovation to break the 6 month ownership rule and how you can now Remortgage within as soon as the next day. A “6 Month Ownership Rule” before you can remortgage your buy-to-let is long established as a sound lending practice. The six … [Read more...] about No 6 Month Ownership Rule – Buy to Let Remortgage the next day of Purchase

Time to Fix your Mortgage Express Rosinca Mortgages Buy-to-let Trackers:

by Payam Azadi

Rosinca Mortgages

It may be time to come off the Tracker rates of Mortgage Express Rosinca Mortgages Is now the right time to switch your buy-to-let mortgage from Mortgage Express (Rosinca Mortgages) variable Tracker to a Fixed Rate? Remortgage.Mortgage Trackers on … [Read more...] about Time to Fix your Mortgage Express Rosinca Mortgages Buy-to-let Trackers:

« Previous Page
Next Page »

Primary Sidebar

More to See

High Mortgage Interest Rate

High Mortgage Interest Rate? How to Remortgage in 2025.

By Payam Azadi

5 Year Fixed Mortgage with only 2 Year Early repayment charg

5 Year Fixed Mortgage with only 2 Year Early repayment charge

By Payam Azadi


*Credit Check Offer – Try it FREE for 30 days, then £14.99 a month – cancel anytime

Footer

niche advice logo
AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

FCA Number: 750263.

Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority.

Our Fees

Click here for our fees structure. A full detailed fee plan will accompany all our quotes.

Niche Advice Limited has a commercial arrangement under an affiliate programme with Check My File and is remunerated for referrals.

Terms and Conditions

If you wish to register a complaint, please write to us on the details below or call us on: 020 7993 2044.

Correspondence Address: Niche, Unit F3, The Addington Business Centre, Vulcan Way, New Addington, Surrey CR0 9UG.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234567.

Site Terms and Conditions
Customer Privacy Notice

NICHE ADVICE T: 020 7993 2044

Registered Office: Niche, Unit F3, The Addington Business Centre, Vulcan Way, New Addington, Surrey CR0 9UG. Registered in England & Wales. Company registration number: 06599033.

Contact Us
Enquire Online

© 2025 · Niche Advice Limited · Site Designed by Niche Advice Design Team