I never thought I'd be writing about 10 times income multiple for a mortgage.Looking back income multiples have come a long way to get to 10 times. Initially they were 2.75 to 3 times the Main earners income plus once times the Second applicant’s … [Read more...] about Up to 10 times Income Multiple Remortgage
BRRR 85% LTV bridging loan for property refurbishment
BRRR Finance Refurb Projects to 85% LTV bridging on day 1 May be excitement and refurb finance don’t naturally gel together but this 85% Loan to Value bridging Loan product could be the one to shake this up and id Ideal for those of you looking at … [Read more...] about BRRR 85% LTV bridging loan for property refurbishment
No 6 Month Ownership Rule – Buy to Let Remortgage the next day of Purchase
New innovation to break the 6 month ownership rule and how you can now Remortgage within as soon as the next day. A “6 Month Ownership Rule” before you can remortgage your buy-to-let is long established as a sound lending practice. The six … [Read more...] about No 6 Month Ownership Rule – Buy to Let Remortgage the next day of Purchase
Time to Fix your Mortgage Express Rosinca Mortgages Buy-to-let Trackers:
It may be time to come off the Tracker rates of Mortgage Express Rosinca Mortgages Is now the right time to switch your buy-to-let mortgage from Mortgage Express (Rosinca Mortgages) variable Tracker to a Fixed Rate? Remortgage.Mortgage Trackers on … [Read more...] about Time to Fix your Mortgage Express Rosinca Mortgages Buy-to-let Trackers:
BM Solutions Buy-to-let Trackers: time to switch to a fixed rate?
What Birmingham Midshires Buy-to-let Trackers need to do Is now the right time to switch your buy-to-let mortgage from BM Solutions variable Tracker to a Fixed Rate? Remortgage or Product Transfer.Mortgage Trackers on the rise! Could this be the … [Read more...] about BM Solutions Buy-to-let Trackers: time to switch to a fixed rate?
Student Let Mortgage for Landlords
Student Let Mortgage products explained for new and existing Buy to Let landlords within the student accommodation sector. How we can help? Access to the Whole of Market Totally Independent from Estate Agents and DevelopersWe only charge a fee … [Read more...] about Student Let Mortgage for Landlords
GOTO Group RICS Homebuyer & Building Survey
RICS Homebuyer Report & RICS Building Survey via GOTO Survey At Niche Advice we have partnered with GOTO Group to provide our clients with a range of professional services including Homebuyer & Building Surveys. The information … [Read more...] about GOTO Group RICS Homebuyer & Building Survey
How long should I take my mortgage over?
I need help deciding on my mortgage term length. The "mortgage term" is the common way for expressing the length of your mortgage. How long should I take my mortgage over is a question that should be asked and thought through by every Mortgage … [Read more...] about How long should I take my mortgage over?
Using 100% of your Second Income for a Mortgage Application
What you need to know about Second jobs for Mortgages and how Mortgage lenders view Second Incomes. The employment world has changed considerably in the last decade with the emergence of the gig economy, home deliveries and the demise of the … [Read more...] about Using 100% of your Second Income for a Mortgage Application
Access to Over 30 Council Right to Buy Mortgage Lenders in the UK
We can help you buy rour Home with a Council Right to Buy Mortgage Since the pandemic Right-to-Buy mortgages have been scarce for customers with requirements outside of “Mainstream” Mortgage Lenders. Recent self-employed and Right-to-Buy … [Read more...] about Access to Over 30 Council Right to Buy Mortgage Lenders in the UK