SA302 and Tax Year Overview requirements for getting a Mortgage If you are a sole trader, landlord or limited company director, you are probably familiar with the 31st January deadline for filing online self-assessments. The reality is you are … [Read more...] about Mortgage Lenders vs HMRC Deadlines: When Self-Employed Borrowers Must File Self-Assessment for 2025 Mortgages
Wills and Trusts: Key Questions Answered
Understanding the Importance of Wills and Trusts A Will is a legal document activated at death, directing how your estate will be distributed. In contrast, a Trust can be in effect during your lifetime or triggered upon death. Here are some … [Read more...] about Wills and Trusts: Key Questions Answered
Executor Loans – How to Obtain Financing for Executors
Executor Loan – Monetary Advance Against The Value Of An Estate When "time is of the essence," an Executor Loan could be the solution you've been searching for. The loss of a loved one is always distressing, but the additional responsibility of … [Read more...] about Executor Loans – How to Obtain Financing for Executors
Mortgage with Vested Shares and UK Lenders
Getting a UK Mortgage with Vested Shares, even if paid in foreign currency! If you are reading this article on getting a mortgage with Vested Shares, you have probably been scratching your head as to why the majority of UK Mortgage Lenders fail to … [Read more...] about Mortgage with Vested Shares and UK Lenders
How to Buy a Property and get a Lease extension with a Mortgage
Lease Extension - How to Secure a Mortgage for a Short Lease Property and Extend It If you want to buy a property and need a Lease extension mortgage, this article is for you! Properties with short leases can be bargains and allow you to … [Read more...] about How to Buy a Property and get a Lease extension with a Mortgage
Niche Advice Team and partners at this years Mortgage Introducer Awards
IR35 Contractor Mortgage Umbrella Company Daily Rate Mortgage
New Contractor Mortgage after IR35 Umbrella Company Employee Mortgage & Daily Rate products If you are reading this article you have probably been impacted by the IR35 tax changes from April 2021 affecting Contractor mortgages. You are not … [Read more...] about IR35 Contractor Mortgage Umbrella Company Daily Rate Mortgage
Reasons for Writing a Will for Mortgaged Property
Writing a Will for Mortgaged Property either residential or investment Writing a Will for Mortgaged Property is really a good idea, but it’s easy to put it off, and can result in avoidable tax on death and additional hardship and burdens for … [Read more...] about Reasons for Writing a Will for Mortgaged Property
Getting a buy to let mortgage with low EPC rating
Low EPC rating is stopping my buy to let mortgage plans If you have a low EPC rating then getting a conventional buy to let mortgage is nearly impossible. What is a low EPC rating? It’s the bracket your property falls under into terms … [Read more...] about Getting a buy to let mortgage with low EPC rating
Benefits of holding buy to let as Tenants In Common
Should I structure my buy to let as “Tenants In Common”? Should you structure your buy to let as “Tenants In Common” is a good question. Tenants In Common” is one of the most useful tools from a financial planning perspective including buy to … [Read more...] about Benefits of holding buy to let as Tenants In Common
