• Skip to main content
  • Skip to primary sidebar
  • Skip to footer
Menu
  • Home
  • Videos
  • Online Tools
  • Residential
    • Mortgage Deals
    • First Time Buyer
    • Remortgage
    • Right to Buy Mortgage
    • Bad Credit Mortgage
    • Self Employed
    • High Income Multiple
    • Gifted Deposit
    • Foreign Nationals
    • Shared Ownership Mortgage
    • Debt Consolidation
    • Product Transfer Rate Switch
    • Close
  • Buy to Let
    • Buy to Let Mortgage Deals
    • Product Transfer Rate Switch
    • BTL 80% Loan to value
    • Buy to let Remortgage
    • Let to Buy
    • HMOs
    • Buy to Let with Bad Credit
    • Limited Company
    • Portfolios
    • Holiday Lets
    • Ex Pats
    • Rent to Family Member
    • DSS Tenants
    • Into Retirement
    • Foreign Nationals
    • Inherited Property
    • Close
  • Bridging & Commercial
    • Bridging Loans Explained
    • Why use Bridging Finance
    • Auction Finance
    • Development Finance
    • Non Standard Commercials
    • Commercial Mortgage Tips
    • Close
  • Protection
    • Home Insurance
    • Life Insurance & Protection
    • Will Writing Service
    • Probate Services
    • Close
  • About Us
    • Why Niche Advice
    • Our Fees
    • Testimonials
    • Blog
    • Privacy Notice
    • Terms and Conditions
    • Close
  • Client Portal
  • Contact Us
Best Mortgage Rates

Best Mortgage Rates

Outside the box Mortgage Solutions

No upfront fees banner

No Upfront Fees!
16 years in business Helping thousands of clients.

Best Buy 90% mortgages for VISA applicants

by Payam Azadi

mortgage on a visa

Payam Azadi

If you are looking for Best Buy 90% mortgages for VISA applicants then you are in the right place for up to date information.

Best Buy 90% mortgages for VISA applicants used to be few and far between as there used to be just one UK lender offering this high loan to value. However, recently others have joined the VISA mortgage market. This is good news as it is hard enough as a foreign national to understand the UK mortgage system without extra rules, restrictions and stipulations being thrust on to you.

All of the Best Buy 90% mortgages for VISA applicants below are available to the following unless otherwise stated:

  • Tier 1 and Tier 2 VISA holders.
  • First time buyers, next time buyers and remortgages.
  • Shared ownership (not the Government Help To Buy).
  • Employed, self employed and contract workers.
  • No previous credit issues.

You will however need to complete our Contact form to see if you qualify based on your individual circumstances.

Best Buy 90% mortgages for VISA applicants – 2 Year Fix

Min time paying UK tax

Min time remaining on current VISA

Initial Rate

Type / Initial Benefit Period

APR

24 months

12 months

4.49%

Fixed to 02/12/2015

4.8%

6 months*

No Min

4.59%

Fixed to 31/12/2015

4.3%

36 months

No Min

4.69%

Fixed to 31/12/2015

4.3%

Best Buy 90% mortgages for VISA applicants – 3 Year Fix

Min time paying UK tax

Min time remaining on current VISA

Initial Rate

Type / Initial Benefit Period

APR

6 months*

No Min

4.65%

Fixed to 31/12/2016

4.3%

24 months

12 months

4.79%

Fixed to 02/12/2016

4.9%

Best Buy 90% mortgages for VISA applicants – 5 Year Fix

Min time paying UK tax

Min time remaining on current VISA

Initial Rate

Type / Initial Benefit Period

APR

6 months*

No Min

4.79%

Fixed to 31/12/2018

4.5%

12 months

No Min

4.89%

Fixed to 31/12/2018

4.7%

 

NOTES

* The above products are for Tier 1 VISAs only however we do have other 90% mortgage options for application on a Tier 2 VISA
The APR is based on a £200,000 repayment mortgage for first time buyers over 25 years.
Rates current as at 17/9/13 and can only be reserved on full application.
Full details available on an individual basis by illustration on request.

To find out if you qualify for a Best Buy 90% mortgage for VISA applicants please complete the Contact Form to the right of this article.

Payam Azadi is a partner at Niche Advice Ltd who are Independent Financial and Mortgage Advisers in London.

View Payam Azadi's profile on LinkedIn

mortgage broker fees

Author: Payam Azadi

Payam Azadi is a partner at Niche Advice who are whole of the market Independent Mortgage Brokers. His role is very much focused on Property financing both on residential and commercial lines. To get in contact with him please click here.

Twitter Facebook Linkedin

Filed Under: Foreign National Mortgage

Primary Sidebar

Foreign National Mortgage with a Visa in the UK

https://youtu.be/_Qu5WKmx6Tc?si=vzMnD_wlLZZPBk9j

Client Portal

Contact Us

Our Fees

Why Niche Advice

Mortgage Deals

Tools / Calculators

Latest News / Blog

Recent post in regards to Foreign National Mortgages.

5% Deposit Mortgages With Visas For Foreign Nationals | Niche

UK Foreign Student Mortgage Tier 4 and Tier 1 Visa

Mortgage for Non UK Citizen – how long do you have to live in the UK

Mortgage for Foreign Students on a Tier 4 Visa

10% deposit Mortgage for Foreign Nationals with a Visa December 2020


*Credit Check Offer – Try it FREE for 30 days, then £14.99 a month – cancel anytime

Footer

niche advice logo
AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

FCA Number: 750263.

Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority.

Our Fees

Click here for our fees structure. A full detailed fee plan will accompany all our quotes.

Niche Advice Limited has a commercial arrangement under an affiliate programme with Check My File and is remunerated for referrals.

Terms and Conditions

If you wish to register a complaint, please write to us on the details below or call us on: 020 7993 2044.

Correspondence Address: Niche, Unit F3, The Addington Business Centre, Vulcan Way, New Addington, Surrey CR0 9UG.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234567.

Site Terms and Conditions
Customer Privacy Notice

NICHE ADVICE T: 020 7993 2044

Registered Office: Niche, Unit F3, The Addington Business Centre, Vulcan Way, New Addington, Surrey CR0 9UG. Registered in England & Wales. Company registration number: 06599033.

Contact Us
Enquire Online

© 2025 · Niche Advice Limited · Site Designed by Niche Advice Design Team