Published 30 January 2017 · Last reviewed 1 May 2026

Tax efficient Buy to let mortgage Liability Partnership LLP

The planned taxation changes have sent the buy to let mortgage market off in tangents; many of the Landlords I talk to are contemplating purchasing or remortgaging under a limited company for their next project, but every now and again, I get a request for a Buy to let mortgage Liability Partnership LLP. In most instances the clients are clued up and acting on their tax advisors’ advice. Sometimes the mortgage strategies put forward involve a sequence which starts with the buy to lets placed inside a LLP with a view flip them into a Limited Company at a later stage.

I’m not a tax advisor nor naive either:  recently I’ve heard the virtues of limited companies and LLPs; in the past it’s been trust and offshore British Virgin Island (BVI) mortgages, it’s not my place to comment on the best way, but I’m a very good facilitator of tax efficient mortgages whatever you and your tax advisor decide.

Buy to let mortgage Liability Partnership LLP

Please click through to see an example of a limited liability partnership buy to let mortgage product. How this can be used for tax efficient purposes will need to be discussed with a specialist tax advisor.

Niche Advice arranges mortgages but is not a Lender or a Tax Advisor and you should alway seek expert tax advice before making a decision.

Features / description: Limited Liability Partnership buy to lets. Rental coverage 125% at 5.5% notional rate (5% for straight-swap remortgages).

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