Published 20 June 2017 · Last reviewed 1 May 2026
Buy to Let Mortgage On A Visa Tier 1 or Tier 2. Purchase a UK buy to let without permanent rights to reside in the country
Yes at last we have a lender in the UK market which can lend on Buy to Let Mortgage On A Visa with a competative rates. There have always been various solutions for mortgage applicants purchasing buy to lets in the UK whilst here on Visas but often the rates and terms have been so prohibitive that it simply did not make commercial sense, well that was until now….what’s changed? Read on and find out.
Buy to Let Mortgage On A Visa enter the mainstream
Rarely have I been so excited as I can announce Visa buy to let mortgages are now being offered by a large UK lender so the funding is far cheaper and plentiful.
To qualify for this unique Buy to Let Mortgage On A Visa you will need to meet the following criteria:
- Tier 1 and Tier 2 Visas
- Been in the UK for a minimum of 3 years
- Standard minimum of 1 year left on the Visa
- Earnings must go into a UK bank account
- Minimum deposit 25% from your own resources
- Must have held a UK buy-to-let mortgage for 6 months OR own a UK property which you live in
In addition, if you have less than 12 months remaining on your Visa, I still might be able to help but the rest of the cases needs to be very strong. And, in the case of a Tier 2 Visa the Lender will probably seek assurance from your Employer that they will help with your Visa renewal.
Interest rates currently start from under 3%.
Spousal Visas
And there’s good news too for applicants on Spousal Visas who we can also help provided they are making a joint application with someone who has permanent rights to reside.
Niche Advice offers suitable advice on Buy to Let Mortgage On A Visa. To find out if you qualify complete our enquiry form on the Contact Tab or call T: 020 7993 2044.