Published 21 December 2014 · Last reviewed 1 May 2026
Godiva Buy to Let Mortgage without early repayment charges and free valuation from 2.55%
The Godiva Buy to Let Mortgage without early repayment charges product is very attract to buy to let landlords as it provides them with the flexibility at a later stage to remortgage to release equity when the property value rises or to sell quickly if the opportunity presents itself. The product also appeals to clients who want to pay down their debt or take payment holidays when the property is in a period of being un-tenanted.
Initial Rate: 2.55% Subsequent:2.55% The overall cost for comparison is 2.7%
APR The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
- Features: Variable rate for the duration of the loan. Payment holiday options
- Minimum deposit / equity: 35%
- Valuation fee: FREE
- Other main lender fees: Arrangement fee £1,749
- Early repayment charges: None
MY PRODUCT COMMENTS: Govida has consistently occupied the space for Buy to Let Mortgage without early repayment charges. The payment break option if used strategically might placate the need for rent guarantee insurance.
MY LENDER COMMENTS: Godiva are a subsidiary of Coventry Building Society so their underwriting is more strict than other lenders. I therefore suggest you call me first before looking to apply to make sure you meet with their underwriting terms.
For more information on our range Offset mortgage products please complete the enquiry form on this page or call us on 020 7993 2044.
Important Information
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Your Home is at Risk if you do not keep up with your mortgage repayments.