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Escaping the payday loan trap by refinancing

by Payam Azadi

Remortgage to pay off debts

If you have taken out a payday loan in the past getting a mortgage will be harder depending on your past conduct and timescales. Payday loans are one way of making the month feel shorter but what can be a “one off” can mean the next month is even … [Read more...] about Escaping the payday loan trap by refinancing

Buy to Let Secured Loan even if first charge lender refuses permission

by Payam Azadi

buy to let mortgage

Release equity on your buy to let property but still, keep the competitively priced existing mortgage in place even if your current lender does not give consent for a  Buy to Let Secured Loan. There are some excellent buy to let existing first … [Read more...] about Buy to Let Secured Loan even if first charge lender refuses permission

Guide to Second Mortgage products

by Payam Azadi

second Mortgage

[logoshowcase cat_id="5534"] Consolidate personal debt, Raise money , Pay tax bill, complex income streams a second mortgage might be the right solution for you.  Money can be tight particularly in the months of December, … [Read more...] about Guide to Second Mortgage products

Buy to let capital release keep the good mortgage rate and still raise money

by Payam Azadi

Buy to Let Mortgage Rental Calculation

Buy to let capital release to fund deposits I speak to Landlords daily and often hear impart this sentiment: “My current interest rate on my buy to let mortgage is great so I don’t want to change it. However the property has gone up in value and I … [Read more...] about Buy to let capital release keep the good mortgage rate and still raise money

Finance options for short time self employed applicants

by Payam Azadi

self employed mortgage

What are your finance options if you have been Self employed for a few months and need to raise money  Niche Advice has access to many different types of Finance options. If you have only been self employed for a few months getting a standard … [Read more...] about Finance options for short time self employed applicants

Debt consolidate and keep the existing interest only mortgage

by Payam Azadi

secured loans niche advice

Need to raise money but want to keep the existing interest only mortgage Interest only mortgages are by and large reserved for the rich these days so capital raising can be a real problem if the lenders won’t  allow you to remortgage. but we have a … [Read more...] about Debt consolidate and keep the existing interest only mortgage

I need to Remortgage but my credit report shows missed mortgage payments

by Payam Azadi

Bad credit mortgage

Getting finance with Missed mortgage payments in the past  In experience missed mortgage payments are the by-product of an event but lenders and other brokers may not even give you the chance to explain and write you off. From my perspective I … [Read more...] about I need to Remortgage but my credit report shows missed mortgage payments

Borrow up to 7 times income with a Second Mortgage

by Payam Azadi

Remortgage to pay off debts

Want to borrow up to six or seven times your income if so a Remortgage may not be your best option. Debt consolidate and capital raising options Most mortgage lenders limit borrowing to 4 to 5 times your income but we have access to … [Read more...] about Borrow up to 7 times income with a Second Mortgage

Secured Loans On Buy to Let Properties

by Payam Azadi

secured loan

Consolidating debt and capital raising on secured loans on buy to let properties Secured loans can be an effective way of consolidating personal debt; and when secured on buy to lets they could drive down your property income tax bill in the process … [Read more...] about Secured Loans On Buy to Let Properties

Secured loan with bad credit for Buy to Let Properties

by Payam Azadi

buy to let mortgage

Secured loan with bad credit may be an option if you need to raise extra equity from your Buy to Let properties. Over the last year I have spoken to many applicants who are existing landlords but were caught up with the recent financial crisis which … [Read more...] about Secured loan with bad credit for Buy to Let Properties

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High Mortgage Interest Rate

High Mortgage Interest Rate? How to Remortgage in 2025.

By Payam Azadi

5 Year Fixed Mortgage with only 2 Year Early repayment charg

5 Year Fixed Mortgage with only 2 Year Early repayment charge

By Payam Azadi


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AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

FCA Number: 750263.

Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority.

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