What this article covers Right — if you're looking at a house, picturing it carved up into individual rooms with separate tenants, and wondering why your usual mortgage broker has gone quiet on you, here's the thing about HMO mortgages: they sit in … [Read more...] about HMO Mortgages: How They Work and What Lenders Look For
Buy to Let Mortgage
Portfolio Landlord Mortgages: How They Work and What Lenders Check
What this article covers Right — if you've quietly built up a handful of rentals and you're now finding that the mortgage that felt easy on property number two has become a paperwork marathon on property number five, here's the thing about portfolio … [Read more...] about Portfolio Landlord Mortgages: How They Work and What Lenders Check
First Time Landlord Mortgages: A Specialist Broker’s Guide
What this article covers Right — if you're buying your first rental property and you've just discovered that a buy-to-let mortgage is a completely different animal to your home loan, here's the thing: the lender isn't really lending against you the … [Read more...] about First Time Landlord Mortgages: A Specialist Broker’s Guide
Free Mortgage Advice for Buy to Let Portfolio Landlords
Our Free Mortgage Advice for Buy to Let Portfolio Landlords includes a comprehensive review of your mortgage finances. At Niche Advice, we’re proud to introduce our Free Mortgage Advice for Buy-to-Let Portfolio Landlord offering, which has … [Read more...] about Free Mortgage Advice for Buy to Let Portfolio Landlords
Gifted Equity deposit vs Director’s Loan Mortgage
Comparing Gifted Equity deposit vs Director’s Loan to fund your Limited Company Buy-to-Let Mortgage Gifted Equity deposit vs Director’s Loan: What is the difference? When moving a buy-to-let investment property from personal ownership to a limited … [Read more...] about Gifted Equity deposit vs Director’s Loan Mortgage
5 Year Fixed Buy to Let Mortgage with no early repayment charges
Benefits from rental calculations to fit on a 5 Year Fixed Buy to Let Mortgage with no early repayment charges throughout - Best of both worlds I rarely pen about specific products but feel compelled to do so about the Accord Mortgages 5 Year … [Read more...] about 5 Year Fixed Buy to Let Mortgage with no early repayment charges
Avoid down valuation when getting a buy to let mortgage.
How to avoid property down valuation article is part of a mini-series covering the emerging trends in the UK Buy to Let mortgage market. In it, we discuss how property valuations may play out in the coming months and provide possible solutions to … [Read more...] about Avoid down valuation when getting a buy to let mortgage.
Buy to Let Rental Stress Test Explained
How to deal with Lender Buy to Let Rental Stress Test Rules in this market. This article is part of a mini-series covering the emergering trends in the UK Buy to Let mortgage market and discuss how they might play out in the coming months, and … [Read more...] about Buy to Let Rental Stress Test Explained
How Buy-to-let Rental Calculation has been affected After Rate Rises
Buy-to-let Rental Calculations After Rate Rises How Buy-to-let Rental Calculations have been affected After Rate Rises The buy-to-let rental calculations after rate rises are re-shaping the market. There will be Landlords rubbing their hands … [Read more...] about How Buy-to-let Rental Calculation has been affected After Rate Rises
Declined Buy to let mortgage due to background property portfolio stress test
The background property portfolio stress test is stopping borrowing more There could be a variety of reasons why you've been turned down for a mortgage when you have a property portfolio as there are so many boxes you have to tick but there is … [Read more...] about Declined Buy to let mortgage due to background property portfolio stress test