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You are here: Home / Archives for Mortgages / Gifted Deposits

Gifted Deposits

Understanding Mortgage Deposit Lending Rules: Video Insights from Payam Azadi

by Payam Azadi

If you are a home buyer, then you really need to understand how mortgage deposit rules work in the UK. In a recent video, expert mortgage broker Payam Azadi delves into the complexities of mortgage deposit criteria and the specific documentation … [Read more...] about Understanding Mortgage Deposit Lending Rules: Video Insights from Payam Azadi

Gifted Equity Deposit to Pass down a Buy to Let property to children

by Payam Azadi

family gifted equity mortgage

Concerned about inheritance tax on my properties find out about the role of mortgages in succession planning and Gifted Equity Deposit. Why Gifted Equity Deposit are being used. Landlords face a dilemma as old age sets in; they could be sitting on a … [Read more...] about Gifted Equity Deposit to Pass down a Buy to Let property to children

Mortgage rules on gifted properties from parents and family

by Payam Azadi

Holiday home mortgage

A guide on the different Mortgage rules on gifted properties from parents and family also known as gifted equity and using this gift as your main deposit So you’re lucky enough to be a potential beneficiary a gifted property from your parents. The … [Read more...] about Mortgage rules on gifted properties from parents and family

Gifted deposit or gifted equity mortgages

by Payam Azadi

Reading up on a subject on the internet is helpful but can fall short on delivery, for instance, one of their biggest searches on our website is ‘gifted deposits’ for mortgages. Invariably applicants digest this and then on their own try and make it … [Read more...] about Gifted deposit or gifted equity mortgages

Gifted Deposits for Mortgages

by Payam Azadi

secured loans

Can I fund my mortgage deposit by a gift? Who can make gifts towards a purchase of a property? What happens if my deposit money is coming from abroad? And many more ‘gifted deposits’ questions answered by resident mortgage expertMr Payam Azadi We are … [Read more...] about Gifted Deposits for Mortgages

Getting a Mortgage with a family gifted deposit

by Payam Azadi

How we can help with gifted deposit Mortgages   Give you advice around lenders criteria and family gifted deposits   Who can make a gift and how it can be made   Overseas gifts and money laundering rules   Gifted equities - meaning actual % of … [Read more...] about Getting a Mortgage with a family gifted deposit

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AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

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