Commercial usage near my property is stopping me getting a mortgage If you are reading this article on “Mortgage declined as near Commercial properties” you are undoubtedly you are feeling frustrated right now. Below I provide an insight to … [Read more...] about Mortgage declined as near Commercial properties
Mortgages
Mortgage and product news, best buys and tips
Is your Buy to Let portfolio size too big we can help.
Dealing with large Buy to Let portfolio size issues and different lending criteria. If you are reading this article on “Buy to Let portfolio size” you are undoubtedly you are feeling frustrated right now. Below I provide an insight to hopefully … [Read more...] about Is your Buy to Let portfolio size too big we can help.
Buy to Let Lenders that do not stress test background portfolio
The rental coverage of my Buy to Let portfolio is stopping me getting a mortgage If you are reading this article on “the rental coverage of my portfolio is stopping me getting a mortgage” you are undoubtedly you are feeling frustrated right now. … [Read more...] about Buy to Let Lenders that do not stress test background portfolio
Mortgages after a Repossession
Mortgages after a Repossession If you are reading this article you are probably interested in getting a mortgage after a repossession. The reality is the mortgage bill is normally the acid test of assessing your willingness to repay debt, as … [Read more...] about Mortgages after a Repossession
Seven common mistakes on Right to Buy mortgages
In this article I will cover the most common mistakes and misconceptions I hear from would-be Right to Buy applicants who are looking to use a mortgage to support their aims.1. Affordability needed to qualify for a mortgage will be easy to … [Read more...] about Seven common mistakes on Right to Buy mortgages
5 year fixed Buy to Let Mortgage for under 2%
5 Year Fixed Buy to Let 1.94% It’s rare that I write on excellent mortgage products, such as this stonking 5 year fix, but this one is so good I had too. Why, well first off it’s under two percent which is highly competitive but also because it … [Read more...] about 5 year fixed Buy to Let Mortgage for under 2%
Buying Right To Buy for older applicants
Right to Buy mortgages in retirement The decision to buy a Right to Buy later in life could have been perpetuated for one or more of the following reasons: • Security to remain in the property you love and are familiar with.• The property … [Read more...] about Buying Right To Buy for older applicants
How quickly can I get a mortgage?
The truth about Mortgage Lenders turnaround times is often disguised to the public. If you look at the latest information below, it makes rosy reading but the devil is often in the detail. It is also worth noting Barclays*, Halifax*, … [Read more...] about How quickly can I get a mortgage?
How to Download Barclays Bank statements with https
The standard downloadable PDF/Acrobat version of the Barclays bank statements are not accepted by Mortgage lenders as they don’t come with https address displayed at the bottom of each page. The https address is highlighted in a red box below to show … [Read more...] about How to Download Barclays Bank statements with https
Buy to let mortgage without Tax Calculations
Buy to let mortgage without Tax Calculations Before I explain the situation pertaining to mortgages; I need to make clear Niche Advice is a Mortgage Broker not an Tax Adviser, and would stress the importance of staying on top of your tax affairs … [Read more...] about Buy to let mortgage without Tax Calculations
