In this article I will cover the most common mistakes and misconceptions I hear from would-be Right to Buy applicants who are looking to use a mortgage to support their aims.1. Affordability needed to qualify for a mortgage will be easy to … [Read more...] about Seven common mistakes on Right to Buy mortgages
Mortgages
Mortgage and product news, best buys and tips
5 year fixed Buy to Let Mortgage for under 2%
5 Year Fixed Buy to Let 1.94% It’s rare that I write on excellent mortgage products, such as this stonking 5 year fix, but this one is so good I had too. Why, well first off it’s under two percent which is highly competitive but also because it … [Read more...] about 5 year fixed Buy to Let Mortgage for under 2%
Buying Right To Buy for older applicants
Right to Buy mortgages in retirement The decision to buy a Right to Buy later in life could have been perpetuated for one or more of the following reasons: • Security to remain in the property you love and are familiar with.• The property … [Read more...] about Buying Right To Buy for older applicants
How quickly can I get a mortgage?
The truth about Mortgage Lenders turnaround times is often disguised to the public. If you look at the latest information below, it makes rosy reading but the devil is often in the detail. It is also worth noting Barclays*, Halifax*, … [Read more...] about How quickly can I get a mortgage?
How to Download Barclays Bank statements with https
The standard downloadable PDF/Acrobat version of the Barclays bank statements are not accepted by Mortgage lenders as they don’t come with https address displayed at the bottom of each page. The https address is highlighted in a red box below to show … [Read more...] about How to Download Barclays Bank statements with https
Buy to let mortgage without Tax Calculations
Buy to let mortgage without Tax Calculations Before I explain the situation pertaining to mortgages; I need to make clear Niche Advice is a Mortgage Broker not an Tax Adviser, and would stress the importance of staying on top of your tax affairs … [Read more...] about Buy to let mortgage without Tax Calculations
At a Glance Guide for mortgage solutions for CCJs
Don’t let a CCJ stop you getting a mortgage At Niche Advice we will tirelessly to find the best mortgage solution for applicants with County Court Judgments (CCJs). What sets us apart is we do NOT charge upfront fees. That’s right we will do all … [Read more...] about At a Glance Guide for mortgage solutions for CCJs
Mortgage guide for foreign nationals on visas
Mortgage guide for foreign nationals on a visa looking to buy in the UK 3 months in UK with 10% deposit There is a lot written about foreign nationals on visas looking to buy in the UK. This article however has been put together … [Read more...] about Mortgage guide for foreign nationals on visas
Mortgage guarantor for a buy to let
Guarantors can help you get your first buy to let A mortgage guarantor for a buy to let can be used each even if your income is low or non- existent and you are a first-time buyer.For example, a mortgage guarantor for a buy to let could be a … [Read more...] about Mortgage guarantor for a buy to let
HMO mortgages for Vulnerable Tenants – Social care
NON-Standard HMO mortgage solutions for landlords If you have been beavering away trying to find lenders that can look at non-standard HMO mortgages then stop you have come to the right place. HMO mortgages with Vulnerable Tenants are hard to … [Read more...] about HMO mortgages for Vulnerable Tenants – Social care
